Top 5 Business Currency Solutions - USA

Compare Top Money Transfer & FX Risk Management Services for Your Business

All listed services are safe & regulated
Get bank beating rates on your transfer
Fast mobile transfers
Available on:
1
Transfer Fees: Low
2
Transfer Fees: Low
3
Transfer Fees: Low
4
Transfer Fees: Low
5
Transfer Fees: Med
Company
Regulation
Exchange
Rates & Fees
Min Transfer
Amount
Core
Features
Currency
Solutions
Score
Sign Up
1
FCA, ASIC
Low
£1,000
Good for SMBs
Personal service
FX Hedging
Spot Contracts
Mass Payment Option
2
FCA
Low
£5000
Track payments
Rate alerts
Spot contracts
Forward contracts

Merchant Account available in: N/A
Transfer Frequency: One off trade / Weekly / Monthly / Quarterly
Number of Currencies available: +50
Service
Speed of Transfer
Ease of Use
Hedging Tools
"Super helpful people, with emails answered within minutes. This was my first major foreign currency trade and I couldn't be happier. Absolutely smooth transaction."
David Waugh
3
FCA (UK)
Low
£1,000
Low-margin rates
Track payments
FX Hedging
4
FCA
Low
No Min.
Low-margin rates
Rate Alerts
FX Options
Forward Contracts
Rate Orders
5
FCA, FinCen, ASIC
Med
£1,000
Personal service
Rate Alerts
Track payments
Market intelligence
FX Hedging
Spot contracts
Forward contracts
Market Orders
FX Options

Advertiser Disclosure

Top10moneytransfer.com is an independent professional comparison site that provides users with free and valuable information on leading money transfer services. Top10moneytransfer.com is supported by referral fees from listed companies. We do not provide a listing of each and every company in the market. We do not guarantee 100% accuracy of the information. The information which appears on this site is subject to change at any time. We aim to help users make an informed choice that best suits their particular needs.

Latest Reviews

"OFX are the best. I've used them for years, always efficient, reliable and the best rates to boot."

Pros

  • 197 countries covered, more than 50 currencies exchanged
  • Local collection accounts set up quickly and cost-free.
  • Better exchange rates than banks
  • No transfer fees/commissions
  • Secure, safe and fully regulated in every one of the covered jurisdictions
  • Suppliers and VAT invoices can be paid from the virtual collection accounts in the same currency

Cons

  • No Live Chat Support
  • Sometimes exchange rates aren’t obviously better
  • Somewhat cumbersome for those sending payments

Pros

  • Businesses and individuals have plenty of choices with FX rates
  • Same day transfers with different banks
  • Segregated accounts with FX providers
  • Zero transactions fees
  • FCA regulation (Financial Conduct Authority)

Cons

  • Suited to transfers greater than £5,000

Pros

  • FSA and FCA compliant
  • HM Revenue & Customs authorized
  • Segregated accounts
  • Low fees on single transactions, and no fees on regular transfers

Cons

  • TrustPilot reviews largely 4-star rated
  • Amazon gift card only available to clients spending £10,000 or more

How to Compare Money Transfer Services

Top10MoneyTransfer recommends checking the following features when comparing online money transfer companies so you can find the best provider for your international transfer.

Safety

Check your chosen money transfer provider is regulated by a government authority, to ensure your money is safe & protected when transferred. The main regulators include:

– FCA (Financial Conduct Authority), UK

– ASIC (Australian Securities and Investments Commission)

– FinCEN (Financial Crimes Enforcement Network), USA

Fees & Rates

Some money transfer services charge a fixed transaction fee, others take a percentage of the transfer sum, while some services waive the transfer fee completely. The conversion rate is another money-maker for many services and as such poses yet another crucial pricing component to examine carefully. Consider the above to find the most cost-effective solution for your transfer.

Customer Support

Check the customer support channels available are convenient for you. These generally include email, online chat, phone or online ticketing system. In addition, some money transfer services provide a personal account manager to assist with special transactions and important tasks. Try checking this beforehand, to avoid stress when you need help.

Sending & Receiving Options

It’s important to confirm the sending options offered by your preferred money transfer provider are convenient for you. You should also ensure that your recipient is able to easily collect the money sent. Common sending options include bank transfer or credit card. Common receiving options include bank transfer and cash pickup.

Transfer Amounts

Another important element to consider is the amount of money you wish to transfer. Some services offer better features and benefits for large transfer amounts or business transfers, while others better handle small transfer amounts or cash transfers. Use our comparison table to determine which provider best suits your money transfer needs.