Both companies offer bank-beating mid-market exchange rates and both are well-regulated, secure and customer-oriented, giving banks a good run for their money. The two services are about even for smaller amounts, however, the higher the amount you transfer — the more CurrencyFair is taking the lead since there is no limitation of the amount you can send. You also usually get more competitive FX rates, and can even request your own rate and wait for “Direct Transfers” matching system to find you the desired deal.