Top 10 Money Transfer Services
Service | Features | Score | Transfer Money Now | ||||
|---|---|---|---|---|---|---|---|
1  |  Low fees and exchange rates Door to door cash delivery option Instant transfers to mobile money accounts Cash pick-up in minutes | EUR - PHP Low EUR - NGN Low EUR - INR Low | FCA | ||||
Time to Open Account A few minutes Sending Options Bank Account Mobile App Receiving Options Cash pickup Bank transfer Mobile money Airtime top up Door-to-door Required Documents ID Documentation, Proof of Address Mobile/App Transfers Social Media Support SMS/email Notification | |||||||
2  | Instant card-to-card transfers Send money to over 80 countries Fixed fees & low exchange rates | EUR - BYN Low EUR - PLN Low | FCA | ||||
Time to Open Account A few minutes Sending Options Credit/Debit card Bank account Receiving Options Credit/Debit card Bank account Required Documents Passport/ID/Driver’s Licence, Proof of address No documents required for transfers under €1000/£800 Mobile/App Transfers 24/7 Customer Support Instant Delivery | |||||||
3  | 300,000 cash pick-up locations Good for sending money home | EUR - PHP Low EUR - INR Low | FCA | ||||
Time to Open Account A few minutes Sending Options Bank Account Mobile App Receiving Options Cash pickup Bank transfer Mobile money Required Documents ID Documentation, Proof of Address Mobile Transfer Payment Tracking Cash Pick-Up | |||||||
4  | Good fit for SMBs Trusted worldwide since 1998 | EUR - INR Med | FCA, ASIC | ||||
Time to Open Account A few minutes Sending options Wire Transfer Debit Card Receiving Options Bank Account Required Documents ID Card, Proof of Address Local Account Solutions Mobile Transfers Locked-in Exchange Rates | |||||||
5  | Saving you up to 4% compared to high street banks Longstanding FX provider since 1979 | EUR - USD Med | FCA, ASIC | ||||
6  | Bank-beating exchange rates Same-day transfer available | EUR - INR Med | ASIC, CBI | ||||
7  | Option of 30 minutes delivery High security standards | EUR - INR High | 80 Review | FCA | |||
8  | No minimum transfer amount Good customer service | EUR - PHP High | FCA | ||||
Advertiser Disclosure
Latest Reviews
"Fast and efficient service, I have full confidence in WorldRemit and make the transfer of funds so easy."
Pros
- Low costs incurred in transferring funds
- Friend referral bonuses available to clients
- Fully licensed and regulated by the FCA of the UK
- Multiple options are available to pay for transfers including credit cards, debit cards, prepaid cards, e-wallets and others
Cons
- A little difficult to find information on exchange rates before you transfer funds
- Transfer amounts are limited
- Not all countries are covered by WorldRemit services
- Customer service options are limited
"The speed of remittance is very fast, and the remittance fee is also very favorable. Hope more people will use this money transfer software"
Pros
- Paysend is cost-effective with fixed fees for sending any amount of money ($2, €1.5, £1), at mid-market rates
- Paysend is operational across 80+ countries globally, with several options for sending money abroad
- Paysend is really easy to use, thanks to a user-friendly onboarding process
- Lots of useful information available to customers on dedicated social media pages on YouTube, Facebook, Instagram, and LinkedIn.
Cons
- Paysend USA was non operational at the time of the review
- Paysend customer support options can take a few minutes to respond
- Once you incorrectly click send, you cannot cancel the transaction (but Paysend will try to help)
"I used Azimo for first time, and I'm really impressed due the fast and efficient service."
Pros
- FCA regulated
- Friend referral bonus
- Competitive rates and low fees
- Service to dozens of countries around the world
- User-friendly interface and customer-centric focus
- The company donates 10% of its annual profits to charitable organizations
Cons
- Limited coverage
- Customer service options are limited
- Doesn’t work for US residents
How to Compare Money Transfer Services
Top10MoneyTransfer recommends checking the following features when comparing online money transfer companies so you can find the best provider for your international transfer.
Safety
Check your chosen money transfer provider is regulated by a government authority, to ensure your money is safe & protected when transferred. The main regulators include:
– FCA (Financial Conduct Authority), UK
– ASIC (Australian Securities and Investments Commission)
– FinCEN (Financial Crimes Enforcement Network), USA
Fees & Rates
Some money transfer services charge a fixed transaction fee, others take a percentage of the transfer sum, while some services waive the transfer fee completely. The conversion rate is another money-maker for many services and as such poses yet another crucial pricing component to examine carefully. Consider the above to find the most cost-effective solution for your transfer.
Customer Support
Check the customer support channels available are convenient for you. These generally include email, online chat, phone or online ticketing system. In addition, some money transfer services provide a personal account manager to assist with special transactions and important tasks. Try checking this beforehand, to avoid stress when you need help.
Sending & Receiving Options
It’s important to confirm the sending options offered by your preferred money transfer provider are convenient for you. You should also ensure that your recipient is able to easily collect the money sent. Common sending options include bank transfer or credit card. Common receiving options include bank transfer and cash pickup.
Transfer Amounts
Another important element to consider is the amount of money you wish to transfer. Some services offer better features and benefits for large transfer amounts or business transfers, while others better handle small transfer amounts or cash transfers. Use our comparison table to determine which provider best suits your money transfer needs.