Top Money Transfer Services - NZ

All listed services are safe & regulated
Get bank beating rates on your transfer
Fast mobile transfers
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Advertiser Disclosure

Top10moneytransfer.com is an independent professional comparison site that provides users with free and valuable information on leading money transfer services. Top10moneytransfer.com is supported by referral fees from listed companies. We do not provide a listing of each and every company in the market. We do not guarantee 100% accuracy of the information. The information which appears on this site is subject to change at any time. We aim to help users make an informed choice that best suits their particular needs.
1
Transfer Fees: Low
Score
9.8
No fees on transfers over £/$/€250
Bank beating exchange rates
i
NZD
USD
Low Charges
NZD
CAD
Low Charges
2
Transfer Fees: Low
Score
9.5
Excellent exchange rates, no transfer fees
Transfer online 24/7, by phone or app
i
NZD
GBP
Low Charges
NZD
EUR
Low Charges
3
Transfer Fees: Low
Score
9.2
Great rates for AUD<>NZD/EUR/USD
Personal account manager for large transfers
i
NZD
AUD
Low Charges
NZD
USD
Low Charges
4
Transfer Fees: Low
Score
8.8
Competitive rates, no hidden charges
i
NZD
PHP
Med Charges
5
Transfer Fees: Med
Score
8.4
A global expert team available 24/7
i
NZD
AUD
Med Charges
6
Transfer Fees: Med
Score
8.2
Offers travel card on Google wallet
i
NZD
USD
Med Charges
7
Transfer Fees: Med
Score
8
Low fees: 0-$1, no minimum transfer
i
NZD
PHP
High Charges
8
Transfer Fees: Med
Score
7.8
Same day express transfers
i
NZD
PHP
High Charges

Advertiser Disclosure

Top10moneytransfer.com is an independent professional comparison site that provides users with free and valuable information on leading money transfer services. Top10moneytransfer.com is supported by referral fees from listed companies. We do not provide a listing of each and every company in the market. We do not guarantee 100% accuracy of the information. The information which appears on this site is subject to change at any time. We aim to help users make an informed choice that best suits their particular needs.
Service
Features
Charges
Score
Regulation
Transfer Money Now
1
No fees on transfers over £/$/€250
Transfer speed: 1-2 hours
Bank beating exchange rates
International transfers to 130+ countries
NZD
USD
Low
NZD
CAD
Low
NZD
AUD
Low
FCA, FinCen, ASIC
Time to Open Account
Up to 2 min
Sending Options
Bank Account
Debit or Credit Card
Wire Transfer
Receiving Options
Bank Account (up to 4 days)
Required Documents
ID, Proof of Address
Money Transfer
Tracking
Live
Rates
Advanced
Currency Solutions
64,593 Reviews | Excellent
2
No transfer fees, excellent exchange rates
Transfer online 24/7, by phone or app
Check live exchange rates, set rate alerts
NZD
GBP
Low
NZD
EUR
Low
NZD
AUD
Low
FCA, ASIC, MAS
Time to Open Account
Up to 3 min
Sending Options
Debit Card
Bank Account
Receiving Options
Bank Account
Required Documents
ID, Proof of Address
Local branch,
based at Gold Coast
Phone
Support
24/7 Online
transfers
3,306 Reviews | Excellent
3
Great rates for AUD<>NZD/EUR/USD
Personal account manager for large transfers
NZD
AUD
Low
NZD
USD
Low
ASIC, AUSTRAC
Time to Open Account
Up to 3 min
Sending Options
Bank transfer
Receiving Options
Bank transfer
Required Documents
ID, Proof of Address
Recurring
Transfers
Phone
Support
24/7
Processing
270 Reviews | Excellent
4
1st Transfer Bonus
Transfer speed: usually instant or same day
NZD
PHP
Med
ASIC (AU)
5
Pay & get paid with a global account
Transfer Money in 55+ Currencies
NZD
AUD
Med
FCA, ASIC
Time to Open Account
Up to 3 min
Sending options
Wire Transfer
Debit Card
Receiving Options
Bank Account
Required Documents
ID Card, Proof of Address
Local Account
Solutions
Mobile
Transfers
Locked-in
Exchange Rates
4,801 Reviews | Excellent
6
Offers travel card on Google wallet
Holds more than 50 currencies
NZD
USD
Med
FCA
Time to Open Account
A few minutes
Sending Options
Bank account
Credit/Debit Card
PISP
Swift
Google/Apple Pay
Receiving Options
Bank account
Required Documents
ID Documentation, Proof of Address
Travel Money
Mobile/App
Transfers
Multi-Currency
Card
3,045+ Reviews | Excellent
7
Minimum transfer: none
Instant cash pickup & airtime top-ups
NZD
PHP
High
FCA
Time to Open Account
A few minutes
Sending Options
Bank Account
Mobile App
Receiving Options
Cash pickup
Bank transfer
Mobile money
Airtime top up
Door-to-door
Required Documents
ID Documentation, Proof of Address
Mobile/App
Transfers
Social Media
Support
SMS/email
Notification
55,075 Reviews | Great
8
Fee free on 1st transfer
Door to door cash delivery option
NZD
PHP
High
FCA
Time to Open Account
3 min
Sending Options
Credit/Debit Card
Bank Account
Receiving Options
Bank Deposit
Cash Pickup
Mobile Money
Home Delivery
Required Documents
Bank statements, ID Documentation
Mobile
Transfer
Phone
Support
Two-Factor
Authentication

Latest Reviews

"After many hours of researching my best options for funding my daughter's overseas tuition, I went with XE.com and I am very satisfied with the cost being minimal and the process expedient."

Pros

  • Fully regulated by the FCA, FinCen, ASIC, and FMA.
  • $0 fees per transaction with highly competitive “mid-market” exchange rates
  • Free accounts (personal & business)
  • 139 currencies to over 220 countries and territories
  • Instant and professional customer support 24/7

Cons

  • Cheques and cash payments are not accepted
  • Maximum transfer amount of US$500,000 (or currency equivalent)

"Excellent professional and speedy service. I recommend it highly and would use again."

Pros

  • Multiple award-winning money transfer services (2016-2022)
  • Excellent exchange rates with no transfer fees
  • Transfer 24/7 online, by phone or through the app
  • No transfer limit over the phone
  • Specializes in larger trades (£2000+)

Cons

  • Transfer limit of £25,000 online or on the app
  • Less competitive on lower value trades (below £2000)

"Couldn't believe how fast the transfer was to New Zealand, my money was transferred and there within an hour. Plus the service made everything so easy. Much better rates as well"

Pros

  • No Fees on transfers above 5k
  • Highly competitive exchange rates
  • Highly responsive accounting manager
  • Ideal for Relocating your funds to/from AU & when making big purchases
  • Fully licensed and regulated by Australian authorities (ASIC)

Cons

  • Registration is required before any exchange rates can be seen
  • Send-and-receive transfer methods are limited to bank-to-bank transfers
  • Does not support the following currencies: PHP, INR, MYR, KES, IDR, UGX and BGN

How to Compare Money Transfer Services

Top10MoneyTransfer recommends checking the following features when comparing online money transfer companies so you can find the best provider for your international transfer.

Safety

Check your chosen money transfer provider is regulated by a government authority, to ensure your money is safe & protected when transferred. The main regulators include:

– FCA (Financial Conduct Authority), UK

– ASIC (Australian Securities and Investments Commission)

– FinCEN (Financial Crimes Enforcement Network), USA

Fees & Rates

Some money transfer services charge a fixed transaction fee, others take a percentage of the transfer sum, while some services waive the transfer fee completely. The conversion rate is another money-maker for many services and as such poses yet another crucial pricing component to examine carefully. Consider the above to find the most cost-effective solution for your transfer.

Customer Support

Check the customer support channels available are convenient for you. These generally include email, online chat, phone or online ticketing system. In addition, some money transfer services provide a personal account manager to assist with special transactions and important tasks. Try checking this beforehand, to avoid stress when you need help.

Sending & Receiving Options

It’s important to confirm the sending options offered by your preferred money transfer provider are convenient for you. You should also ensure that your recipient is able to easily collect the money sent. Common sending options include bank transfer or credit card. Common receiving options include bank transfer and cash pickup.

Transfer Amounts

Another important element to consider is the amount of money you wish to transfer. Some services offer better features and benefits for large transfer amounts or business transfers, while others better handle small transfer amounts or cash transfers. Use our comparison table to determine which provider best suits your money transfer needs.