Top Money Transfer Services for Businesses

Advertiser Disclosure

Top10moneytransfer.com is an independent professional comparison site that provides users with free and valuable information on leading money transfer services. Top10moneytransfer.com is supported by referral fees from listed companies. We do not provide a listing of each and every company in the market. We do not guarantee 100% accuracy of the information. The information which appears on this site is subject to change at any time. We aim to help users make an informed choice that best suits their particular needs.
1
Transfer Fees: Low
Score
9.8
Experts support
Multi-currency account
2
Transfer Fees: Low
Score
9.5
Forward contracts for up to 24 months
Personal currency expert at every step
3
Transfer Fees: Low
Score
9.2
Great GBP exchange rates
Quick and easy ‘on the spot’ transfers
4
Transfer Fees: Low
Score
8.8
Good for SMBs / Mass payment solutions
5
Transfer Fees: Med
Score
8.4
Manage international payments
6
Transfer Fees: Med
Score
8.2
Up to 8x cheaper than traditional banks
7
Transfer Fees: Med
Score
8
Good fit for online sellers

Advertiser Disclosure

Top10moneytransfer.com is an independent professional comparison site that provides users with free and valuable information on leading money transfer services. Top10moneytransfer.com is supported by referral fees from listed companies. We do not provide a listing of each and every company in the market. We do not guarantee 100% accuracy of the information. The information which appears on this site is subject to change at any time. We aim to help users make an informed choice that best suits their particular needs.
Service
Features
Charges
Score
Regulation
Transfer Money Now
1
Experts support
Payments solutions for online sellers
Multi-currency account
EUR
GBP
Low
EUR
USD
Low
FCA, FinCen, FSCA
Transfer Speed
0-3 Days
Onboarding Simplicity
Simple
Spot
Contracts
Currency
Wallets
Multiple
Payments
2
Personal currency expert at every step
Forward contracts for up to 24 months
Limit orders, transfer when your rate is met
AUD
GBP
Low
GBP
AUD
Low
AUD
THB
Low
FCA, ASIC, MAS
Transfer Speed
1-2 Days
Onboarding Simplicity
Simple
Spot Contracts
& Forward Contracts
Phone
Support
Limit
Orders
6,252 Reviews | Excellet
3
Great GBP exchange rates
Quick and easy ‘on the spot’ transfers
GBP
USD
Low
9.2 Review
FCA
Transfer Speed
0-2 Days
Onboarding Simplicity
Simple
Rate
Alerts
Spot & Forward
Contracts
Phone
Support
1,034 Reviews | Excellent
4
Pay & get paid with a global account
Transfer Money in 55+ Currencies
EUR
GBP
Med
FCA, ASIC
Transfer Speed
0-3 Days
Onboarding Simplicity
Moderate
Mobile
Transfers
Best for
Ecommerce
24/7 Support
4,801 Reviews | Excellent
5
Manage international payments
No Min/Max transfer amount
EUR
GBP
Med
FCA, FinCen, ASIC
Transfer Speed
0-2 Days
Onboarding Simplicity
Simple
Mass
Payments
FX
Tools
Advanced
Currency Solutions
33,673 Reviews | Excellent
6
For new customers: 10 Free Transfers
Get support by phone or via email
EUR
CHF
High
ASIC
Transfer Speed
0-2 Days
Onboarding Simplicity
Simple
Xero Integration
(Business)
Phone
Support
Payment
Tracking
7
Good fit for online sellers
Multi-currency Account
EUR
GBP
High
FCA, ASIC
Transfer Speed
0-3 Days
Onboarding Simplicity
Moderate
Sync
with Xero
Free
rate alert
Batch
Payments
1,872 Reviews | Very Good

Latest Reviews

"Great service from Jeanette, she was really helpful in guiding me through the process and allaying any concerns and queries I had. So simple and easy, will definitely use the service again."

Pros

  • No transfer fees or hidden charges
  • Over 210,000 active clients
  • £4.5bn transferred annually
  • Award-winning service
  • Transfer over the phone, online or via their app
  • 18 worldwide offices
  • 60+ currencies to choose from

Cons

  • Online transfer limit of £25,000 (or currency equivalent)
  • Works best for large transfers

"Excellent professional and speedy service. I recommend it highly and would use again."

Pros

  • Multiple award-winning money transfer services (2016-2022)
  • Excellent exchange rates with no transfer fees
  • Transfer 24/7 online, by phone or through the app
  • No transfer limit over the phone
  • Specializes in larger trades (£2000+)

Cons

  • Transfer limit of £25,000 online or on the app
  • Less competitive on lower value trades (below £2000)

"I have used Key Currency several times since retiring to Crete and have always found the dealers that I have dealt with very professional."

Pros

  • Professional account manager for business/personal accounts
  • Friendly & Personal service
  • Fully regulated on with FCA and registered with Bank of Spain
  • More than 20+ currencies available
  • Won more awards than the industry average

Cons

  • No Mobile App
  • Only one sending option: Bank transfer

How to Compare Money Transfer Services

Top10MoneyTransfer recommends checking the following features when comparing online money transfer companies so you can find the best provider for your international transfer.

Safety

Check your chosen money transfer provider is regulated by a government authority, to ensure your money is safe & protected when transferred. The main regulators include:

– FCA (Financial Conduct Authority), UK

– ASIC (Australian Securities and Investments Commission)

– FinCEN (Financial Crimes Enforcement Network), USA

Fees & Rates

Some money transfer services charge a fixed transaction fee, others take a percentage of the transfer sum, while some services waive the transfer fee completely. The conversion rate is another money-maker for many services and as such poses yet another crucial pricing component to examine carefully. Consider the above to find the most cost-effective solution for your transfer.

Customer Support

Check the customer support channels available are convenient for you. These generally include email, online chat, phone or online ticketing system. In addition, some money transfer services provide a personal account manager to assist with special transactions and important tasks. Try checking this beforehand, to avoid stress when you need help.

Sending & Receiving Options

It’s important to confirm the sending options offered by your preferred money transfer provider are convenient for you. You should also ensure that your recipient is able to easily collect the money sent. Common sending options include bank transfer or credit card. Common receiving options include bank transfer and cash pickup.

Transfer Amounts

Another important element to consider is the amount of money you wish to transfer. Some services offer better features and benefits for large transfer amounts or business transfers, while others better handle small transfer amounts or cash transfers. Use our comparison table to determine which provider best suits your money transfer needs.