Top 10 Money Transfer Services - Germany

All listed services are safe & regulated
Get bank beating rates on your transfer
Fast mobile transfers
Available on:
1
Transfer Fees: Low
Score
9.8
Our top choice
2
Transfer Fees: Low
Score
9.5
3
Transfer Fees: Low
Score
9.2
4
Transfer Fees: Low
Score
8.8
5
Transfer Fees: Med
Score
8.4
6
Transfer Fees: Low
Score
8.2
7
Transfer Fees: Med
Score
8
8
Transfer Fees: Med
Score
7.8

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Top10moneytransfer.com is an independent professional comparison site that provides users with free and valuable information on leading money transfer services. Top10moneytransfer.com is supported by referral fees from listed companies. We do not provide a listing of each and every company in the market. We do not guarantee 100% accuracy of the information. The information which appears on this site is subject to change at any time. We aim to help users make an informed choice that best suits their particular needs.

Advertiser Disclosure

Top10moneytransfer.com is an independent professional comparison site that provides users with free and valuable information on leading money transfer services. Top10moneytransfer.com is supported by referral fees from listed companies. We do not provide a listing of each and every company in the market. We do not guarantee 100% accuracy of the information. The information which appears on this site is subject to change at any time. We aim to help users make an informed choice that best suits their particular needs.
Service
Features
Charges
Score
Regulation
Transfer Money Now
1
For new customers: 10 Free Transfers
Simple & easy to set up account
Up to 8x cheaper than traditional banks
Multilingual support by phone / email
EUR
-
GBP
Low
EUR
-
EUR
Low
EUR
-
CHF
Low
ASIC, CBI
Time to Open Account
A few minutes
Sending Options
Bank transfer
Mobile app
Debit cards
Receiving Options
Bank account only
Required Documents
Passport/ID/Driver’s Licence, Proof of address (eKYC)
Xero Integration
(Business)
Phone
Support
Payment
Tracking
5,502 Reviews | Excellent
Our top choice
2
Best EUR-GBP exchange rates
Quick and easy on-boarding process
Flexible transfer options for business
USD
-
GBP
Low
GBP
-
USD
Low
USD
-
EUR
Low
FCA, FinCen, FSCA
Time to Open Account
A few minutes
Sending Options
Credit Card
Debit Card
Bank Account
Receiving Options
Bank Account
Required Documents
ID, Proof of Address
Rate
Alerts
24/7
Transfers
Personal
Currency Expert
3
No fees on transfers over £/$/€250
Transfer speed: 1-2 hours
EUR
-
GBP
Low
EUR
-
AUD
Low
FCA, FinCen, ASIC
Time to Open Account
A few minutes
Sending Options
Credit Card
Debit Card
Bank Account
Receiving Options
Bank Account
Required Documents
ID, Proof of Address
Money Transfer
Tracking
Live
Rates
Advanced
Currency Solutions
49,571 Reviews | Excellent
4
Low fees: 0-$1, no minimum transfer
Instant cash pickup & airtime top-ups
EUR
-
KES
Med
FCA
Time to Open Account
A few minutes
Sending Options
Bank Account
Mobile App
Receiving Options
Cash pickup
Bank transfer
Mobile money
Airtime top up
Door-to-door
Required Documents
ID Documentation, Proof of Address
Mobile/App
Transfers
Social Media
Support
SMS/email
Notification
5
Pay & get paid with a global account
Transfer Money in 55+ Currencies
EUR
-
AUD
Med
FCA, ASIC
6
Specialized in transfers: EEA -> UAH, RON
Card to card transfers only
EUR
-
UAH
Low
8.2 Review
CBC
7
The app is very useful
Good customer service
EUR
-
USD
High
FCA
8
Good fit for online sellers
Pay suppliers in local currencies
EUR
-
GBP
High
FCA, ASIC

Latest Reviews

"I've used it for a few years and it's always been very easy, quick and reliable. Rates are very competitive. Definitely recommend."

Pros

  • Regulation: CBI, ASIC, MAS and C&E HK regulated
  • Reliable customer service: with native speakers in En, De & Fr
  • Average commission of just 0.35%
  • Refer friends to CurrencyFair and you could earn €50 each
  • Currencies exchange: no minimum or maximum amount

Cons

  • Sign up is restricted to certain countries
  • Transfers can only be funded by bank transfers (no credit cards)

"Great service from Jeanette, she was really helpful in guiding me through the process and allaying any concerns and queries I had. So simple and easy, will definitely use the service again."

Pros

  • No transfer fees or hidden charges
  • Over 325,000 active clients & 20+ offices worldwide
  • £7.5bn transferred annually
  • Award-winning money transfer services
  • Transfer over the phone, online or via their app

Cons

  • Online transfer limit of £25,000 (or currency equivalent)
  • Works best for large transfers (£2000+) 

"After many hours of researching my best options for funding my daughter's overseas tuition, I went with XE.com and I am very satisfied with the cost being minimal and the process expedient."

Pros

  • Fully regulated by the FCA, FinCen, ASIC, and FMA.
  • $0 fees per transaction with highly competitive “mid-market” exchange rates
  • Free accounts (personal & business)
  • 139 currencies to over 220 countries and territories
  • Instant and professional customer support 24/7

Cons

  • Cheques and cash payments are not accepted
  • Maximum transfer amount of US$500,000 (or currency equivalent)

How to Compare Money Transfer Services

Top10MoneyTransfer recommends checking the following features when comparing online money transfer companies so you can find the best provider for your international transfer.

Safety

Check your chosen money transfer provider is regulated by a government authority, to ensure your money is safe & protected when transferred. The main regulators include:

– FCA (Financial Conduct Authority), UK

– ASIC (Australian Securities and Investments Commission)

– FinCEN (Financial Crimes Enforcement Network), USA

Fees & Rates

Some money transfer services charge a fixed transaction fee, others take a percentage of the transfer sum, while some services waive the transfer fee completely. The conversion rate is another money-maker for many services and as such poses yet another crucial pricing component to examine carefully. Consider the above to find the most cost-effective solution for your transfer.

Customer Support

Check the customer support channels available are convenient for you. These generally include email, online chat, phone or online ticketing system. In addition, some money transfer services provide a personal account manager to assist with special transactions and important tasks. Try checking this beforehand, to avoid stress when you need help.

Sending & Receiving Options

It’s important to confirm the sending options offered by your preferred money transfer provider are convenient for you. You should also ensure that your recipient is able to easily collect the money sent. Common sending options include bank transfer or credit card. Common receiving options include bank transfer and cash pickup.

Transfer Amounts

Another important element to consider is the amount of money you wish to transfer. Some services offer better features and benefits for large transfer amounts or business transfers, while others better handle small transfer amounts or cash transfers. Use our comparison table to determine which provider best suits your money transfer needs.