Top10MoneyTransfer is a free online resource created to help users find the information they need to make confident decisions. We invest significant time and effort into researching and presenting content in a clear and accessible way.
That said, the information on this site should not be seen as a personal recommendation. Our content is subjective and reflects our own editorial choices, which means it may sometimes be incomplete or contain inaccuracies. We encourage you to double-check details - and we always welcome your feedback.
We’re able to keep this resource free thanks to referral fees we receive from the companies featured. Because of this, reviews, rankings, and product information should be viewed as advertising content. That said, we work hard to keep the information accurate and useful so you can make confident decisions. You can find more information here.
Top 10 Money Transfer Services - Spain
All listed services are safe & regulated 
Get bank beating rates on your transfer
Fast mobile transfers
Available on:
1
No fees on transfers over £/$/€250
Bank beating exchange rates
Bank beating exchange rates
2
Experts in trades of over £/$/€2k
Best EUR-GBP exchange rates
Best EUR-GBP exchange rates
3
Good for SMBs / Mass payment solutions
Personal customer service
Personal customer service
Advertiser Disclosure
Top10MoneyTransfer is a free online resource created to help users find the information they need to make confident decisions. We invest significant time and effort into researching and presenting content in a clear and accessible way.
That said, the information on this site should not be seen as a personal recommendation. Our content is subjective and reflects our own editorial choices, which means it may sometimes be incomplete or contain inaccuracies. We encourage you to double-check details - and we always welcome your feedback.
We’re able to keep this resource free thanks to referral fees we receive from the companies featured. Because of this, reviews, rankings, and product information should be viewed as advertising content. That said, we work hard to keep the information accurate and useful so you can make confident decisions. You can find more information here.
That said, the information on this site should not be seen as a personal recommendation. Our content is subjective and reflects our own editorial choices, which means it may sometimes be incomplete or contain inaccuracies. We encourage you to double-check details - and we always welcome your feedback.
We’re able to keep this resource free thanks to referral fees we receive from the companies featured. Because of this, reviews, rankings, and product information should be viewed as advertising content. That said, we work hard to keep the information accurate and useful so you can make confident decisions. You can find more information here.
|
Service
|
Features
|
Score
|
Transfer Money Now
|
||||
|---|---|---|---|---|---|---|---|
|
1
|
No fees on transfers over £/$/€250
Transfer speed: 1-2 hours
Bank beating exchange rates
International transfers to 130+ countries |
EUR
 GBP
Low
EUR
USD
Low
EUR
AUD
Low
|
FCA, FinCen, ASIC
|
||||
|
Time to Open Account
Up to 2 minutes
Sending Options
Bank account
Debit or credit card Wire transfer Receiving Options
Bank account (up to 4 days)
Required Documents
ID, proof of address
Money Transfer
Tracking
Live
Rates
Advanced
Currency Solutions
|
|||||||
|
2
|
Experts in trades of over £/$/€2k
Best EUR-GBP exchange rates
Flexible transfer options for business |
EUR
 GBP
Low
EUR
USD
Low
EUR
EUR
Low
|
FCA, FinCEN, FSCA
|
||||
|
Time to Open Account
A few minutes
Sending Options
Debit Card
Bank Account Receiving Options
Bank Account
Required Documents
ID, Proof of Address
Rate
Alerts
24/7
Transfers
Personal
Currency Expert
|
|||||||
|
3
|
Global support team available 24/7
No maximum limits on transfers |
EUR
AUD
Med
EUR
GBP
Med
|
FCA, ASIC
|
||||
|
Time to Open Account
Up to 5 min
Sending options
Bank Account
Wire Transfer Debit Card Receiving Options
Bank Account
Required Documents
ID Card, Proof of Address
Additional requirements for Businesses Bank-beating
rates
Secure
platform
No hidden
fees
|
|||||||
|
4
|
Five free transfers for new customers
Get support by phone or email |
EUR
GBP
Med
|
ASIC, CBI
|
||||
|
Time to Open Account
A few minutes
Sending Options
Bank transfer
Mobile app Debit card Receiving Options
Bank account only
Required Documents
ID: Passport/driver’s licence
Proof of address (eKYC) Xero integration
(business)
Phone
support
Payment
tracking
|
|||||||
|
5
|
Good fit for online sellers
Seven local currency accounts |
EUR
GBP
High
|
FCA, ASIC
|
||||
|
Time to Open Account
A few minutes
Sending Options
Wire transfer
Debit/credit card Receiving Options
Bank Account
Required Documents
ID, Proof of address (eKYC)
Business
Expertise
Phone
Support
Local Account
Solutions
|
|||||||
Customer Experiences
"XE is reliable trusted and smooth for sending money overseas . When sending larger transactions, it is the best and safest." - Karl, verified Trustpilot review
Pros
- Fully regulated by the FCA, FinCen, ASIC, and FMA.
- $0 fees per transaction with highly competitive “mid-market” exchange rates
- Free accounts (personal & business)
- The worlds most downloaded money transfer app
- Instant and professional customer support 24/7
Cons
- Cheques and cash payments are not accepted
- Maximum transfer amount of $500,000 (or currency equivalent)
"Great service from Jeanette, she was really helpful in guiding me through the process and allaying any concerns and queries I had. So simple and easy, will definitely use the service again."
Pros
- No transfer fees or hidden charges
- Over 210,000 active clients
- £4.5bn transferred annually
- Award-winning service
- Transfer over the phone, online or via their app
- 18 worldwide offices
- 60+ currencies to choose from
Cons
- Online transfer limit of £25,000 (or currency equivalent)
- Works best for large transfers
"OFX are the best. I've used them for years, always efficient, reliable and the best rates to boot." - Nina Roberts, verified Trustpilot review
Pros
- 197 countries covered, more than 50 currencies exchanged
- Local collection accounts set up quickly and cost-free.
- Better exchange rates than banks
- No transfer fees/commissions
- Secure, safe and fully regulated in every one of the covered jurisdictions
- Suppliers and VAT invoices can be paid from the virtual collection accounts in the same currency
Cons
- No Live Chat Support
- Sometimes exchange rates aren’t obviously better
- Somewhat cumbersome for those sending payments
How to Compare Money Transfer Services
Top10MoneyTransfer recommends checking the following features when comparing online money transfer companies so you can find the best provider for your international transfer.
Safety
Check your chosen money transfer provider is regulated by a government authority, to ensure your money is safe & protected when transferred. The main regulators include:
– FCA (Financial Conduct Authority), UK
– ASIC (Australian Securities and Investments Commission)
– FinCEN (Financial Crimes Enforcement Network), USA
Fees & Rates
Some money transfer services charge a fixed transaction fee, others take a percentage of the transfer sum, while some services waive the transfer fee completely. The conversion rate is another money-maker for many services and as such poses yet another crucial pricing component to examine carefully. Consider the above to find the most cost-effective solution for your transfer.
Customer Support
Check the customer support channels available are convenient for you. These generally include email, online chat, phone or online ticketing system. In addition, some money transfer services provide a personal account manager to assist with special transactions and important tasks. Try checking this beforehand, to avoid stress when you need help.
Sending & Receiving Options
It’s important to confirm the sending options offered by your preferred money transfer provider are convenient for you. You should also ensure that your recipient is able to easily collect the money sent. Common sending options include bank transfer or credit card. Common receiving options include bank transfer and cash pickup.
Transfer Amounts
Another important element to consider is the amount of money you wish to transfer. Some services offer better features and benefits for large transfer amounts or business transfers, while others better handle small transfer amounts or cash transfers. Use our comparison table to determine which provider best suits your money transfer needs.