Top Money Transfer Services

All listed services are safe & regulated
Get bank beating rates on your transfer
Fast mobile transfers
Available on:
1
Transfer Fees: Low
Score
9.8
Minimum transfer: none
Instant cash pickup & airtime top-ups
2
Transfer Fees: Low
Score
9.5
No minimum transfer amount
Door to door cash delivery option
3
Transfer Fees: Low
Score
9.2
Specialized for paying family, friends & bills
First 2 transfers are free for new customers
4
Transfer Fees: Low
Score
8.8
Specialized in transfers: EEA -> UAH, RON
5
Transfer Fees: Med
Score
8.4
Offers travel card on Google wallet
6
Transfer Fees: High
Score
8.2
Instant card-to-card transfers

Advertiser Disclosure

Top10moneytransfer.com is an independent professional comparison site that provides users with free and valuable information on leading money transfer services. Top10moneytransfer.com is supported by referral fees from listed companies. We do not provide a listing of each and every company in the market. We do not guarantee 100% accuracy of the information. The information which appears on this site is subject to change at any time. We aim to help users make an informed choice that best suits their particular needs.

Advertiser Disclosure

Top10moneytransfer.com is an independent professional comparison site that provides users with free and valuable information on leading money transfer services. Top10moneytransfer.com is supported by referral fees from listed companies. We do not provide a listing of each and every company in the market. We do not guarantee 100% accuracy of the information. The information which appears on this site is subject to change at any time. We aim to help users make an informed choice that best suits their particular needs.
Service
Features
Charges
Score
Regulation
Transfer Money Now
1
Low fees: 0-$1
Minimum transfer: none
Instant cash pickup & airtime top-ups
Can send money to over 130 countries
EUR
PHP
Low
EUR
INR
Low
EUR
ZAR
Low
FCA
Time to Open Account
A few minutes
Sending Options
Bank Account
Mobile App
Receiving Options
Cash pickup
Bank transfer
Mobile money
Airtime top up
Door-to-door
Required Documents
ID Documentation, Proof of Address
Mobile/App
Transfers
Social Media
Support
SMS/email
Notification
55,075 Reviews | Great
2
No minimum transfer amount
Same day express transfers
Door to door cash delivery option
EUR
INR
Low
EUR
USD
Low
FCA
Time to Open Account
A few minutes
Sending Options
Credit/Debit Card
Bank Account
Receiving Options
Bank Deposit
Cash Pickup
Mobile Money
Home Delivery
Required Documents
Bank statements, ID Documentation
Mobile
Transfer
Phone
Support
Two-Factor
Authentication
37,985 Reviews | Great
3
Handy for paying family, friends & bills
Multilingual customer support
EUR
TRY
Med
PLN
UAH
Med
9.2 Review
FCA, HMRC
Time to Open Account
2 minutes
Sending Options
Bank transfer
Credit/debit card
Sofort
Google pay
Apple pay
Mobile App
Receiving Options
Bank Account
Card numbers
Phone number
Cash payouts
Required Documents
ID, Proof of Address, Proof of funds, Phone number
30 minutes
delivery
Social Media
Support (FB)
Track
Transfer
25,667 Reviews | Excellent
4
Specialized in transfers: EEA -> UAH, RON
Card to card transfers only
PLN
UAH
Low
8.8 Review
CBC
Time to Open Account
3 minutes
Sending Options
Credit/debit card
Google Pay
Apple Pay
Bank Account (available in specific countries)
Receiving Options
Credit/debit card
Bank account (within EEA only)
Required Documents
ID/passport, Proof of Address (for "Plus" level accounts only)
Mobile/App
Transfer
Internet
Payments
Phone
Support
5
Offers travel card on Google wallet
Holds more than 50 currencies
EUR
PHP
Med
FCA
Time to Open Account
A few minutes
Sending Options
Bank account
Credit/Debit Card
PISP
Swift
Google/Apple Pay
Receiving Options
Bank account
Required Documents
ID Documentation, Proof of Address
Travel Money
Mobile/App
Transfers
Multi-Currency
Card
3,045+ Reviews | Excellent
6
Instant card-to-card transfers
Send money to 100+ countries
EUR
BYN
High
FCA
Time to Open Account
A few minutes
Sending Options
Credit/Debit card
Bank account
Receiving Options
Credit/Debit card
Bank account
Required Documents
Passport/ID/Driver’s Licence, Proof of address
Mobile/App
Transfers
24/7 Customer
Support
Instant
Delivery

Latest Reviews

"Fast and efficient service, I have full confidence in WorldRemit and make the transfer of funds so easy."

Pros

  • Low costs incurred in transferring funds
  • Friend referral bonuses available to clients
  • Fully licensed and regulated by the FCA of the UK
  • Flexible Payment Options: credit/debit cards, bank transfer and others
  • Customer service available 24/7 in 6 different languages

Cons

  • Not all countries are covered by WorldRemit services
  • Transfer limit: max of $9k in 24 hours and $5k per transaction

"I send monthly allowances to my siblings back home and I’ve been using various online remittance but after using Remitly, it has been an eye opening as I came to realise that all this time, I’ve been paying so much just for the fees only. Now I send money with no worries for fees".

Pros

  • Easy to use international money transfer service
  • Express and Economy options for sending money
  • Accepts debit cards, credit cards, and bank transfers for sending money
  • Active social media sites

Cons

  • Promotional offers are a little vague
  • Remitly defaults to Philippines from the US site
  • Double security steps can be somewhat of an annoyance to customers

Pros

  • Highest rated multilingual customer support (8 languages)
  • Local transfers as well as fast and cheap international transfers
  • RU and UA language support available on weekend
  • Send money easily to phone number
  • Flexible delivery options to choose; from ‘Standard’ (takes 3 days), to ‘Now’ (nearly instantaneous)

Cons

  • Lower Limits on Card Transfers
  • Remittance to Bank Accounts Only
  • Customer service team is only available during working hours of 7:00 am to 4:00 pm GMT, Monday through Friday

How to Compare Money Transfer Services

Top10MoneyTransfer recommends checking the following features when comparing online money transfer companies so you can find the best provider for your international transfer.

Safety

Check your chosen money transfer provider is regulated by a government authority, to ensure your money is safe & protected when transferred. The main regulators include:

– FCA (Financial Conduct Authority), UK

– ASIC (Australian Securities and Investments Commission)

– FinCEN (Financial Crimes Enforcement Network), USA

Fees & Rates

Some money transfer services charge a fixed transaction fee, others take a percentage of the transfer sum, while some services waive the transfer fee completely. The conversion rate is another money-maker for many services and as such poses yet another crucial pricing component to examine carefully. Consider the above to find the most cost-effective solution for your transfer.

Customer Support

Check the customer support channels available are convenient for you. These generally include email, online chat, phone or online ticketing system. In addition, some money transfer services provide a personal account manager to assist with special transactions and important tasks. Try checking this beforehand, to avoid stress when you need help.

Sending & Receiving Options

It’s important to confirm the sending options offered by your preferred money transfer provider are convenient for you. You should also ensure that your recipient is able to easily collect the money sent. Common sending options include bank transfer or credit card. Common receiving options include bank transfer and cash pickup.

Transfer Amounts

Another important element to consider is the amount of money you wish to transfer. Some services offer better features and benefits for large transfer amounts or business transfers, while others better handle small transfer amounts or cash transfers. Use our comparison table to determine which provider best suits your money transfer needs.