Top Money Transfer Services in Europe

All listed services are safe & regulated
Get bank beating rates on your transfer
Fast mobile transfers
Available on:
1
Transfer Fees: Low
Score
9.8
No fees on transfers over £/$/€250
Bank beating exchange rates
2
Transfer Fees: Low
Score
9.5
Minimum transfer: none
Instant cash pickup & airtime top-ups
3
Transfer Fees: Low
Score
9.2
Specialized in transfers: EEA -> RON, MDL
Instant card to card transfers in real time
4
Transfer Fees: Low
Score
8.8
5
Transfer Fees: Med
Score
8.4

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Top10moneytransfer.com is an independent professional comparison site that provides users with free and valuable information on leading money transfer services. Top10moneytransfer.com is supported by referral fees from listed companies. We do not provide a listing of each and every company in the market. We do not guarantee 100% accuracy of the information. The information which appears on this site is subject to change at any time. We aim to help users make an informed choice that best suits their particular needs.

Advertiser Disclosure

Top10moneytransfer.com is an independent professional comparison site that provides users with free and valuable information on leading money transfer services. Top10moneytransfer.com is supported by referral fees from listed companies. We do not provide a listing of each and every company in the market. We do not guarantee 100% accuracy of the information. The information which appears on this site is subject to change at any time. We aim to help users make an informed choice that best suits their particular needs.
Service
Features
Charges
Score
Regulation
Transfer Money Now
1
No fees on transfers over £/$/€250
Transfer speed: 1-2 hours
Bank beating exchange rates
International transfers to 130+ countries
EUR
-
GBP
Low
EUR
-
USD
Low
EUR
-
AUD
Low
FCA, FinCen, ASIC
Time to Open Account
A few minutes
Sending Options
Credit Card
Debit Card
Bank Account
Receiving Options
Bank Account
Required Documents
ID, Proof of Address
Money Transfer
Tracking
Live
Rates
Advanced
Currency Solutions
49,571 Reviews | Excellent
2
Low fees: 0-$1
Minimum transfer: none
Instant cash pickup & airtime top-ups
EUR
-
INR
Low
EUR
-
GBP
Low
EUR
-
PHP
Low
FCA
Time to Open Account
A few minutes
Sending Options
Bank Account
Mobile App
Receiving Options
Cash pickup
Bank transfer
Mobile money
Airtime top up
Door-to-door
Required Documents
ID Documentation, Proof of Address
Mobile/App
Transfers
Social Media
Support
SMS/email
Notification
3
Specialized in transfers: EEA -> RON, MDL
Card to card transfers only
EUR
-
UAH
Low
EUR
-
RON
Low
9.2 Review
CBC
Time to Open Account
3 minutes
Sending Options
Credit/debit card
Google Pay
Apple Pay
Receiving Options
Credit/debit card
Bank account (within EEA only)
Required Documents
ID/passport, Proof of Address (for "Plus" level accounts only)
Mobile/App
Transfer
Internet
Payments
Phone
Support
218 Reviews | Excellent
4
Pay & get paid with a global account
Transfer Money in 55+ Currencies
EUR
-
AUD
Med
FCA, ASIC
Time to Open Account
A few minutes
Sending options
Wire Transfer
Debit Card
Receiving Options
Bank Account
Required Documents
ID Card, Proof of Address
Local Account
Solutions
Mobile
Transfers
Locked-in
Exchange Rates
4,801 Reviews | Excellent
5
Good fit for online sellers
Pay suppliers in local currencies
EUR
-
GBP
High
FCA, ASIC

Latest Reviews

"After many hours of researching my best options for funding my daughter's overseas tuition, I went with XE.com and I am very satisfied with the cost being minimal and the process expedient."

Pros

  • Fully regulated by the FCA, FinCen, ASIC, and FMA.
  • $0 fees per transaction with highly competitive “mid-market” exchange rates
  • Free accounts (personal & business)
  • 139 currencies to over 220 countries and territories
  • Instant and professional customer support 24/7

Cons

  • Cheques and cash payments are not accepted
  • Maximum transfer amount of US$500,000 (or currency equivalent)

"Fast and efficient service, I have full confidence in WorldRemit and make the transfer of funds so easy."

Pros

  • Low costs incurred in transferring funds
  • Friend referral bonuses available to clients
  • Fully licensed and regulated by the FCA of the UK
  • Flexible Payment Options: credit/debit cards, bank transfer and others
  • Customer service available 24/7 in 6 different languages

Cons

  • Not all countries are covered by WorldRemit services
  • Transfer limit: max of $9k in 24 hours and $5k per transaction

"I used Profee to send money home. Very easy and super fast. Best commission I could find"

Pros

  • Easy onboarding: takes only 3 min
  • Sending countries: More than 40 available
  • No transfer fee for transfers to UKR & RUS
  • App available on App Store & Google Play
  • High-security card data (per PCI DSS standards)

Cons

  • At the moment Profee offers card to card transfers only
  • Limited coverage in terms of geographies
  • Do not support USD as sending or receiving currency for any of the corridors

How to Compare Money Transfer Services

Top10MoneyTransfer recommends checking the following features when comparing online money transfer companies so you can find the best provider for your international transfer.

Safety

Check your chosen money transfer provider is regulated by a government authority, to ensure your money is safe & protected when transferred. The main regulators include:

– FCA (Financial Conduct Authority), UK

– ASIC (Australian Securities and Investments Commission)

– FinCEN (Financial Crimes Enforcement Network), USA

Fees & Rates

Some money transfer services charge a fixed transaction fee, others take a percentage of the transfer sum, while some services waive the transfer fee completely. The conversion rate is another money-maker for many services and as such poses yet another crucial pricing component to examine carefully. Consider the above to find the most cost-effective solution for your transfer.

Customer Support

Check the customer support channels available are convenient for you. These generally include email, online chat, phone or online ticketing system. In addition, some money transfer services provide a personal account manager to assist with special transactions and important tasks. Try checking this beforehand, to avoid stress when you need help.

Sending & Receiving Options

It’s important to confirm the sending options offered by your preferred money transfer provider are convenient for you. You should also ensure that your recipient is able to easily collect the money sent. Common sending options include bank transfer or credit card. Common receiving options include bank transfer and cash pickup.

Transfer Amounts

Another important element to consider is the amount of money you wish to transfer. Some services offer better features and benefits for large transfer amounts or business transfers, while others better handle small transfer amounts or cash transfers. Use our comparison table to determine which provider best suits your money transfer needs.