Top 10 Money Transfer Services - Poland

All listed services are safe & regulated
Get bank beating rates on your transfer
Fast mobile transfers
Available on:

Advertiser Disclosure

Top10MoneyTransfer is a free online resource created to help users find the information they need to make confident decisions. We invest significant time and effort into researching and presenting content in a clear and accessible way.

That said, the information on this site should not be seen as a personal recommendation. Our content is subjective and reflects our own editorial choices, which means it may sometimes be incomplete or contain inaccuracies. We encourage you to double-check details - and we always welcome your feedback.

We’re able to keep this resource free thanks to referral fees we receive from the companies featured. Because of this, reviews, rankings, and product information should be viewed as advertising content. That said, we work hard to keep the information accurate and useful so you can make confident decisions. You can find more information here.
1
Transfer Fees: Low
Score
9.8
No fees on transfers over £/$/€250
Bank beating exchange rates
2
Transfer Fees: Low
Score
9.5
A global expert team available 24/7
Transfer speed: 1-2 days
3
Transfer Fees: Low
Score
9.2
Pay suppliers in local currencies
4
Transfer Fees: Low
Score
8.8
Instant card-to-card transfers
5
Transfer Fees: Med
Score
8.4
Fast & easy service

Advertiser Disclosure

Top10MoneyTransfer is a free online resource created to help users find the information they need to make confident decisions. We invest significant time and effort into researching and presenting content in a clear and accessible way.

That said, the information on this site should not be seen as a personal recommendation. Our content is subjective and reflects our own editorial choices, which means it may sometimes be incomplete or contain inaccuracies. We encourage you to double-check details - and we always welcome your feedback.

We’re able to keep this resource free thanks to referral fees we receive from the companies featured. Because of this, reviews, rankings, and product information should be viewed as advertising content. That said, we work hard to keep the information accurate and useful so you can make confident decisions. You can find more information here.
Service
Features
Currency Pairs
Score
Regulation
Transfer Money Now
1
No fees on transfers over £/$/€250
Transfer speed: 1-2 hours
Bank beating exchange rates
International transfers to 130+ countries
PLN
EUR
Low
PLN
GBP
Low
PLN
USD
Low
FCA, FinCen, ASIC
Time to Open Account
Up to 2 minutes
Sending Options
Bank account
Debit or credit card
Wire transfer
Receiving Options
Bank account (up to 4 days)
Required Documents
ID, proof of address
Money Transfer
Tracking
Live
Rates
Advanced
Currency Solutions
86,010 Reviews | Excellent
2
A global expert team available 24/7
Transfer speed: 1-2 days
Pay & get paid with a global account
PLN
AUD
Low
PLN
GBP
Low
PLN
USD
Low
FCA, ASIC
Time to Open Account
Up to 5 min
Sending options
Bank Account
Wire Transfer
Debit Card
Receiving Options
Bank Account
Required Documents
ID Card, Proof of Address
Additional requirements for Businesses
Bank-beating
rates
Secure
platform
No hidden
fees
4,801 Reviews | Excellent
3
Good fit for online sellers
Seven local currency accounts
PLN
EUR
Med
PLN
GBP
Med
FCA, ASIC
Time to Open Account
A few minutes
Sending Options
Wire transfer
Debit/credit card
Receiving Options
Bank Account
Required Documents
ID, Proof of address (eKYC)
Business
Expertise
Phone
Support
Local Account
Solutions
1,872 Reviews | Very Good
4
Instant card-to-card transfers
Send money to 100+ countries
PLN
GBP
Med
FCA
Time to Open Account
A few minutes
Sending Options
Credit/Debit card
Bank account
Receiving Options
Credit/Debit card
Bank account
Required Documents
Passport/ID/Driver’s Licence, Proof of address
Mobile/App
Transfers
24/7 Customer
Support
Instant
Delivery
5
Fast & easy service
Charges £10 for all transfers under £3k
PLN
EUR
High
FCA
Time to Open Account
A couple of minutes
Sending Options
Mobile App
Debit Card (Visa/Mastercard)
Bank Account
Receiving Options
Bank Account
Required Documents
ID, Proof of Address
2,540 Reviews | Excellent

Customer Experiences

"XE is reliable trusted and smooth for sending money overseas . When sending larger transactions, it is the best and safest." - Karl, verified Trustpilot review

Pros

  • Fully regulated by the FCA, FinCen, ASIC, and FMA.
  • $0 fees per transaction with highly competitive “mid-market” exchange rates
  • Free accounts (personal & business)
  • The worlds most downloaded money transfer app
  • Instant and professional customer support 24/7

Cons

  • Cheques and cash payments are not accepted
  • Maximum transfer amount of $500,000 (or currency equivalent)

"OFX are the best. I've used them for years, always efficient, reliable and the best rates to boot." - Nina Roberts, verified Trustpilot review

Pros

  • Over 190 countries covered, more than 50 currencies exchanged
  • Local receiving accounts can be set up quickly and free of charge
  • No transfer fees and/ or commissions
  • Secure and fully regulated in each of the covered jurisdictions
  • Offers a special intro rate for transferring between: USD, CAD, AUD, GBP, NZD, EUR, and SGD

Cons

  • No live chat support option
  • Some solutions seem overly complicated

"Extremely professional, knowledgeable and helpful. Their rates are very competitive too. All round excellent service."

Pros

  • Free account
  • No transfer fees for personal and online seller accounts
  • Bank-beating exchange rates
  • Local receiving accounts
  • Excellent support
  • Fully regulated & licensed
  • Safe and secure money transfers

Cons

  • Slower transfers for specific locations (mostly South America)
  • Additional inquiry necessary for info on destination countries and supported currencies

How to Compare Money Transfer Services

Top10MoneyTransfer recommends checking the following features when comparing online money transfer companies so you can find the best provider for your international transfer.

Safety

Check your chosen money transfer provider is regulated by a government authority, to ensure your money is safe & protected when transferred. The main regulators include:

– FCA (Financial Conduct Authority), UK

– ASIC (Australian Securities and Investments Commission)

– FinCEN (Financial Crimes Enforcement Network), USA

Fees & Rates

Some money transfer services charge a fixed transaction fee, others take a percentage of the transfer sum, while some services waive the transfer fee completely. The conversion rate is another money-maker for many services and as such poses yet another crucial pricing component to examine carefully. Consider the above to find the most cost-effective solution for your transfer.

Customer Support

Check the customer support channels available are convenient for you. These generally include email, online chat, phone or online ticketing system. In addition, some money transfer services provide a personal account manager to assist with special transactions and important tasks. Try checking this beforehand, to avoid stress when you need help.

Sending & Receiving Options

It’s important to confirm the sending options offered by your preferred money transfer provider are convenient for you. You should also ensure that your recipient is able to easily collect the money sent. Common sending options include bank transfer or credit card. Common receiving options include bank transfer and cash pickup.

Transfer Amounts

Another important element to consider is the amount of money you wish to transfer. Some services offer better features and benefits for large transfer amounts or business transfers, while others better handle small transfer amounts or cash transfers. Use our comparison table to determine which provider best suits your money transfer needs.