Top 10 Money Transfer Services - The UK
Dedicated account manager for transfers above £2K
Direct phone service for large transfers
Transfer speed: 1-2 days
Advertiser Disclosure
Advertiser Disclosure
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Service
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Features
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Score
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Transfer Money Now
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1
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Batch Payments in Multiple Currencies
Dedicated account manager for transfers above £2K
Highest credit rating (Dun & Bradstreet)
Good Money Guide awards winner, 2023 |
EUR
 GBP
Low
GBP
EUR
Low
GBP
USD
Low
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FCA, FinCen, FSCA
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Time to Open Account
A few minutes
Sending Options
Debit Card
Bank Account Receiving Options
Bank Account
Required Documents
ID, Proof of Address
Spot Contracts
& Forward Contracts
Rate
Alerts
5 Star
Trustpilot
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2
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5 star award winning service
Direct phone service for large transfers
High touch service at every stage |
AUD
GBP
Low
GBP
AUD
Low
AUD
 THB
Low
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FCA, ASIC, MAS
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Time to Open Account
A few minutes
Sending Options
Debit Card
Bank Account Receiving Options
Bank Account
Required Documents
ID, Proof of Address
Local branch,
based at Gold Coast
Phone
Support
24/7 Online
transfers
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3
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Pay & get paid with a global account
Transfer Money in 55+ Currencies |
EUR
AUD
Low
EUR
GBP
Low
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FCA, ASIC
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Time to Open Account
A few minutes
Sending options
Wire Transfer
Debit Card Receiving Options
Bank Account
Required Documents
ID Card, Proof of Address
Local Account
Solutions
Mobile
Transfers
Locked-in
Exchange Rates
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4
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No fees on transfers over £/$/€250
Transfer speed: 1-2 hours |
GBP
USD
Med
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FCA, FinCen, ASIC
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Time to Open Account
A few minutes
Sending Options
Credit Card
Debit Card ACH Direct Debit (US Only) Bank Account Receiving Options
Bank Account
Required Documents
ID, Proof of Address
Money Transfer
Tracking
Live
Rates
Advanced
Currency Solutions
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5
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Low fees: 0-$1, no minimum transfer
Instant cash pickup & airtime top-ups |
GBP
USD
Med
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FCA
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Time to Open Account
A few minutes
Sending Options
Bank Account
Mobile App Receiving Options
Cash pickup
Bank transfer Mobile money Airtime top up Door-to-door Required Documents
ID Documentation, Proof of Address
Mobile/App
Transfers
Social Media
Support
SMS/email
Notification
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6
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For new customers: 10 Free Transfers
Get support by phone or via email |
GBP
EUR
Med
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ASIC, CBI
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Time to Open Account
A few minutes
Sending Options
Bank transfer
Mobile app Debit cards Receiving Options
Bank account only
Required Documents
Passport/ID/Driver’s Licence, Proof of address (eKYC)
Xero Integration
(Business)
Phone
Support
Payment
Tracking
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7
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Offers travel card on Google wallet
Holds more than 50 currencies |
EUR
PKR
High
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FCA
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Time to Open Account
A few minutes
Sending Options
Bank account
Credit/Debit Card PISP Swift Google/Apple Pay Receiving Options
Bank account
Required Documents
ID Documentation, Proof of Address
Travel Money
Mobile/App
Transfers
Multi-Currency
Card
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8
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Instant card-to-card transfers
Send money to 100+ countries |
GBP
EUR
High
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FCA
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Time to Open Account
A few minutes
Sending Options
Credit/Debit card
Bank account Receiving Options
Credit/Debit card
Bank account Required Documents
Passport/ID/Driver’s Licence, Proof of address
Mobile/App
Transfers
24/7 Customer
Support
Instant
Delivery
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How to Compare Money Transfer Services
Top10MoneyTransfer recommends checking the following features when comparing online money transfer companies so you can find the best provider for your international transfer.
Safety
Check your chosen money transfer provider is regulated by a government authority, to ensure your money is safe & protected when transferred. The main regulators include:
– FCA (Financial Conduct Authority), UK
– ASIC (Australian Securities and Investments Commission)
– FinCEN (Financial Crimes Enforcement Network), USA
Fees & Rates
Some money transfer services charge a fixed transaction fee, others take a percentage of the transfer sum, while some services waive the transfer fee completely. The conversion rate is another money-maker for many services and as such poses yet another crucial pricing component to examine carefully. Consider the above to find the most cost-effective solution for your transfer.
Customer Support
Check the customer support channels available are convenient for you. These generally include email, online chat, phone or online ticketing system. In addition, some money transfer services provide a personal account manager to assist with special transactions and important tasks. Try checking this beforehand, to avoid stress when you need help.
Sending & Receiving Options
It’s important to confirm the sending options offered by your preferred money transfer provider are convenient for you. You should also ensure that your recipient is able to easily collect the money sent. Common sending options include bank transfer or credit card. Common receiving options include bank transfer and cash pickup.
Transfer Amounts
Another important element to consider is the amount of money you wish to transfer. Some services offer better features and benefits for large transfer amounts or business transfers, while others better handle small transfer amounts or cash transfers. Use our comparison table to determine which provider best suits your money transfer needs.