Top 10 Money Transfer Services - UK
Real-time transfer tracking updates
Easily sign up by phone & Install the app
Specialized in transfers from UK to India
Advertiser Disclosure
Advertiser Disclosure
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Service
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Features
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Score
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Transfer Money Now
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Fee free on 1st transfer
1
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Same day express transfers
Real-time transfer tracking updates
Guaranteed transfer arrival time
No minimum transfer amount |
GBP
PHP
Low
GBP
PKR
Low
GBP
INR
Low
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FCA
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Time to Open Account
A few minutes
Sending Options
Credit/Debit Card
Bank Account Receiving Options
Bank Deposit
Cash Pickup Mobile Money Home Delivery Required Documents
Bank statements, ID Documentation
Mobile
Transfer
Phone
Support
Two-Factor
Authentication
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Best for Travel Money Card
2
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Hold & send money in 30+ currencies
Exclusive discounts on exchange rates
Easily sign up by phone & Install the app |
GBP
 EUR
Low
GBP
TRY
Low
GBP
PLN
Low
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FCA
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Time to open account
A few minutes
Types Of Travel Money
Debit cards
Prepaid travel cards Foreign currency exchange Sending options
Internal transfer to another Revolut user,
Credit/debit card, Bank transfer Receiving Options
Revolut account,
Another bank account Required Documents
ID, Proof of Address
Earn 10%
Cashback
Spend
Notifications
Bill splitting
& Exchange rates
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3
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Specialized in transfers from UK to India
Up to £1 transfer fee; Fast deposit |
GBP
INR
Low
GBP
UAH
Low
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9.2
Review
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CBC
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Time to Open Account
Only 3 minutes
Sending Options
Credit/debit card
Receiving Options
Credit/debit card
Bank account Required Documents
ID/passport, Proof of Address
Mobile/App
Transfer
E-Wallet
Multilingual
Support
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4
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Offers travel card on Google wallet
Holds more than 50 currencies |
GBP
INR
Med
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FCA
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Time to Open Account
A few minutes
Sending Options
Bank account
Credit/Debit Card PISP Swift Google/Apple Pay Receiving Options
Bank account
Required Documents
ID Documentation, Proof of Address
Travel Money
Mobile/App
Transfers
Multi-Currency
Card
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5
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Minimum transfer: none
Instant cash pickup & airtime top-ups |
GBP
ZWD
Med
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FCA
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Time to Open Account
A few minutes
Sending Options
Bank Account
Mobile App Receiving Options
Cash pickup
Bank transfer Mobile money Airtime top up Door-to-door Required Documents
ID Documentation, Proof of Address
Mobile/App
Transfers
Social Media
Support
SMS/email
Notification
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Latest Reviews
"I send monthly allowances to my siblings back home and I’ve been using various online remittance but after using Remitly, it has been an eye opening as I came to realise that all this time, I’ve been paying so much just for the fees only. Now I send money with no worries for fees".
Pros
- The delivery time is guaranteed, otherwise, they will refund your fees
- Smooth transfers for sending money to family and friends in your home country
- Express and Economy options for sending money
- Accepts debit cards, credit cards, bank deposits, mobile money, and more
- Both you and the recipients can track your transfer every step of the way
Cons
- Promotional offers are a little vague
- Double security steps can be somewhat of an annoyance to customers
"A great alternative, especially for travel. You can have multiple wallets with multiple currencies too, so can transfer between them while travelling. It’s also possible to have “vaults” so managing money is made much easier".
Pros
- Instant payment notifications & Total daily reminder
- Every time you spend, you earn cashback straight to your account (up to 30% cashback)
- You can add your Revolut card to Apple or Google Pay
- Great exchange rates on weekdays (1% mark-up applies on weekends)
- Virtual disposable cards available for safer online shopping
Cons
- No cash deposits, but mobile check deposits are available
- Standard plan users can only withdraw a total of €200 or make a total of 5 ATM withdrawals (whatever comes first)
"I used Profee to send money home. Very easy and super fast. Best commission I could find"
Pros
- More than 60 destination countries are available
- Fee-free transfers to India, Moldova (in MDL), Romania (in RON) and Brazil
- You can send up to €1,000 as soon as you sign up
- High-security card data (per PCI DSS standards)
- Low fees (only €0 – €1) and fast deposit to the recipient’s account/card
- Trusted service: ‘Excellent’ rated with a scoring of 4.7/5 in Trustpilot
Cons
- Sending is possible from Europe only
- No cash deposits
How to Compare Money Transfer Services
Top10MoneyTransfer recommends checking the following features when comparing online money transfer companies so you can find the best provider for your international transfer.
Safety
Check your chosen money transfer provider is regulated by a government authority, to ensure your money is safe & protected when transferred. The main regulators include:
– FCA (Financial Conduct Authority), UK
– ASIC (Australian Securities and Investments Commission)
– FinCEN (Financial Crimes Enforcement Network), USA
Fees & Rates
Some money transfer services charge a fixed transaction fee, others take a percentage of the transfer sum, while some services waive the transfer fee completely. The conversion rate is another money-maker for many services and as such poses yet another crucial pricing component to examine carefully. Consider the above to find the most cost-effective solution for your transfer.
Customer Support
Check the customer support channels available are convenient for you. These generally include email, online chat, phone or online ticketing system. In addition, some money transfer services provide a personal account manager to assist with special transactions and important tasks. Try checking this beforehand, to avoid stress when you need help.
Sending & Receiving Options
It’s important to confirm the sending options offered by your preferred money transfer provider are convenient for you. You should also ensure that your recipient is able to easily collect the money sent. Common sending options include bank transfer or credit card. Common receiving options include bank transfer and cash pickup.
Transfer Amounts
Another important element to consider is the amount of money you wish to transfer. Some services offer better features and benefits for large transfer amounts or business transfers, while others better handle small transfer amounts or cash transfers. Use our comparison table to determine which provider best suits your money transfer needs.
Transfers from the UK
Safety
The FCA , the main regulatory financial authority in the UK, is responsible for monitoring activities of UK based financial services. It is highly recommended to use the services of a company registered and licensed by the FCA when making a money transfer from the UK.
Ease of Onboarding
Most top-rated UK based money transfer services offer a completely digital account opening and user-authorization process. Any required proof of ID documents can be supplied digitally, eliminating waiting times. With this option, new customers are able to complete the onboarding process online, in just a few minutes.
Fees and Rates
The UK is at the center of the modern FinTech industry, hence you can find a lot of different money transfer services to choose from. This gives users the option to use a service that charges minimal or no transaction fees combined with fair mid-market exchange rates. You can save on average up to 8 times on rates & fees by using top services like XE instead of a high-street bank such as Lloyds.
