Top 10 Money Transfer Services - USA - Dec. 2018

Compare Top Money Transfer Services For Sending Money Out Of The US

1
Transfer Fees: Low
98
Users Score
2
Transfer Fees: Low
95
Users Score
3
Transfer Fees: Low
92
Users Score
4
Transfer Fees: Low
88
Users Score
5
Transfer Fees: Low
84
Users Score
6
Transfer Fees: Med
82
Users Score
7
Transfer Fees: Med
80
Users Score
Service
Regulation
Speed
Fees
Score
Key
Features
Support
Transfer Money Now
1
FinCen, FCA, ASIC
1-2 Days
Transfer Fees:
Low
Exchange Rate:
Low
No transfer fees
Widely trusted currency authority
Main Services: Send money to family or friends, pay bills, repeat payments, international invoices, business payments
Transfer Objective: One time/Recurrent/ Forward Contracts/Market Orders
Transfer Method: Wire transfer, Debit/credit card
Min Transfer Amount: £50
Available in:
Extra Features:
- Track payments via SMS and email
- XE app – downloaded by 55 million
- Over $250 billion transferred in 127 countries
Time to open Account: Few minutes
Website: www.xe.com
2
FCA, FMA, ASIC
1-2 Days
Transfer Fees:
Low
Exchange Rate:
Low
Bank-beating exchange rates
Owned by Euronet Worldwide (Nasdaq)
Main Services: Send money to family or friends, pay bills, moving abroad, repeat payments, international invoices, living expenses
Transfer Objective: One time/Recurrent
Transfer Method: Wire transfer/Phone/App/Debit or credit card /Electronic transfer (BACS/CHAPS)/SEPA payments
Min Transfer Amount: £50
Available in:
Extra Features:
- No fees
- It's free to open an account
- No monthly charges
Time to open Account: Few Minutes
Website: www.hifx.com
3
FCA, FinCEN
1-2 Days
Transfer Fees:
Low
Exchange Rate:
Low
Trusted worldwide since 1998
Zero transfer fees
Main Services: Send money online, expedited payments, bank transfer, business payments
Transfer Objective: One time/Recurrent/Forward contract
Transfer Method: Debit Card, Electronic Bank Transfer
Min Transfer Amount: £100
Available in:
Extra Features:
- More than 300,000 clients
- Transfers mostly take 1-2 days
- Track transfers online/app
Time to open Account: Few hours
Website: www.ofx.com
4
FCA
0-3 Days
Transfer Fees:
Low
Exchange Rate:
Med
Cash pick-up collection points in minutes
Instant transfers to mobile money accounts
5
FCA, FinCen, ASIC
0-2 Days
Transfer Fees:
Med
Exchange Rate:
Med
Good fit for online sellers
7 local currency accounts
6
FCA
0-3 Days
Transfer Fees:
Med
Exchange Rate:
Med
The app is very useful
Good customer service
7
FCA (UK)
0-2 Days
Transfer Fees:
Med
Exchange Rate:
High
Dedicated private/corporate window
Portfolio includes spot transactions

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Latest Reviews

"After many hours of researching my best options for funding my daughter's overseas tuition, I went with XE.com and I am very satisfied with the cost being minimal and the process expedient."

Brenda - October 24, 2018

Pros

  • Fully regulated by the FCA, FinCen, ASIC, and FMA.
  • $0 fees per transaction with highly competitive “mid-market” exchange rates
  • Free accounts (personal & business)
  • 170+ countries and 60+ currencies available
  • Instant and professional customer support 24/7
  • Website is available in 10 languages

Cons

  • They do not accept payment by cash or cheque
  • Maximum transfer amount of $500,000

"I've used it for a few years and it's always been very easy, quick and reliable. Rates are very competitive. Definitely recommend."

Greg Anguise - November 8, 2018

Pros

  • ASIC and AFS regulated
  • Free to register
  • Reliable customer service
  • Average commission of just 0.35%

Cons

  • Platform usability is not excellent
  • Details of withdrawal fees are not easily found
  • Certain countries are excluded from using the service

"Fast and efficient service, I have full confidence in WorldFirst and make the transfer of funds so easy."

Vanja J Ingold - July 15, 2018

Pros

  • Free account
  • No transfer fees for personal and online seller accounts
  • Bank-beating exchange rates
  • Local receiving accounts
  • Excellent support
  • Fully regulated & licensed
  • Safe and secure money transfers

Cons

  • Minimum transfer amount of £1,000
  • Additional inquiry necessary for info on destination countries and supported currencies.