Top Money Transfer Services

All listed services are safe & regulated
Get bank beating rates on your transfer
Fast mobile transfers
Available on:

Advertiser Disclosure

Top10moneytransfer.com is an independent professional comparison site that provides users with free and valuable information on leading money transfer services. Top10moneytransfer.com is supported by referral fees from listed companies. We do not provide a listing of each and every company in the market. We do not guarantee 100% accuracy of the information. The information which appears on this site is subject to change at any time. We aim to help users make an informed choice that best suits their particular needs.
1
Transfer Fees: Low
Score
9.8
Dedicated team for sending $50k+/year
Passport or drivers license required
2
Transfer Fees: Low
Score
9.5
Batch Payments in Multiple Currencies
Dedicated account manager for each transfer above £2K
3
Transfer Fees: Low
Score
9.2
Same day express transfers
Real-time transfer tracking updates
4
Transfer Fees: Low
Score
8.8
A global expert team available 24/7
5
Transfer Fees: Low
Score
8.4
Specialized in transfers: EEA -> UAH, RON
6
Transfer Fees: Med
Score
8.2
Offers travel card on Google wallet
7
Transfer Fees: Med
Score
8
Low fees: 0-$1, no minimum transfer

Advertiser Disclosure

Top10moneytransfer.com is an independent professional comparison site that provides users with free and valuable information on leading money transfer services. Top10moneytransfer.com is supported by referral fees from listed companies. We do not provide a listing of each and every company in the market. We do not guarantee 100% accuracy of the information. The information which appears on this site is subject to change at any time. We aim to help users make an informed choice that best suits their particular needs.
Service
Features
Charges
Score
Regulation
Transfer Money Now
1
Dedicated team for sending $50k+/year
Passport or driver's license required
Custom alerts for mid-market rate
FX risk management across 220+ countries
EUR
GBP
Low
EUR
USD
Low
EUR
AUD
Low
FCA, FinCen, ASIC
Time to Open Account
Up to 2 min
Sending Options
Bank Account
Debit or Credit Card
Wire Transfer
Receiving Options
Bank Account (up to 4 days)
Required Documents
ID, Proof of Address
Live
Rates
Advanced
FX services
Enterprise-grade
Security
64,593 Reviews | Excellent
2
Batch Payments in Multiple Currencies
Dedicated account manager for each £2K+ transfer
High credit rating (Dun & Bradstreet)
GBP
USD
Low
EUR
GBP
Low
FCA, FinCen, FSCA
Time to Open Account
Up to 2 min
Sending Options
Debit Card
Bank Account
Receiving Options
Bank Account
Required Documents
ID, Proof of Address
Spot Contracts
& Forward Contracts
Rate
Alerts
5 Star
Trustpilot
3
Fee free on 1st transfer
Door to door cash delivery option
EUR
INR
Low
USD
MXN
Low
FCA
Time to Open Account
3 min
Sending Options
Credit/Debit Card
Bank Account
Receiving Options
Bank Deposit
Cash Pickup
Mobile Money
Home Delivery
Required Documents
Bank statements, ID Documentation
Mobile
Transfer
Phone
Support
Two-Factor
Authentication
4
Pay & get paid with a global account
Transfer Money in 55+ Currencies
EUR
AUD
Med
FCA, ASIC
Time to Open Account
Up to 3 min
Sending options
Wire Transfer
Debit Card
Receiving Options
Bank Account
Required Documents
ID Card, Proof of Address
Local Account
Solutions
Mobile
Transfers
Locked-in
Exchange Rates
4,801 Reviews | Excellent
5
Instant card-to-card transfers
Send money to 100+ countries
EUR
PLN
Med
FCA
Time to Open Account
A few minutes
Sending Options
Credit/Debit card
Bank account
Receiving Options
Credit/Debit card
Bank account
Required Documents
Passport/ID/Driver’s Licence, Proof of address
Mobile/App
Transfers
24/7 Customer
Support
Instant
Delivery
6
Offers travel card on Google wallet
Holds more than 50 currencies
EUR
PKR
Med
FCA
Time to Open Account
A few minutes
Sending Options
Bank account
Credit/Debit Card
PISP
Swift
Google/Apple Pay
Receiving Options
Bank account
Required Documents
ID Documentation, Proof of Address
Travel Money
Mobile/App
Transfers
Multi-Currency
Card
3,045+ Reviews | Excellent
7
Minimum transfer: none
Instant cash pickup & airtime top-ups
EUR
PHP
High
FCA
Time to Open Account
A few minutes
Sending Options
Bank Account
Mobile App
Receiving Options
Cash pickup
Bank transfer
Mobile money
Airtime top up
Door-to-door
Required Documents
ID Documentation, Proof of Address
Mobile/App
Transfers
Social Media
Support
SMS/email
Notification
55,075 Reviews | Great

Latest Reviews

"After many hours of researching my best options for funding my daughter's overseas tuition, I went with XE.com and I am very satisfied with the cost being minimal and the process expedient."

Pros

  • Instant and professional customer support 24/7
  • No maximum transfer limit when paying via phone
  • More than 50,000 5-star ‘Excellent’ Ratings on Trustpilot
  • $0 fees per transaction with highly competitive “mid-market” exchange rates
  • FX risk management across 139 currencies and over 200 countries

Cons

  • Maximum online transfer amount of GBP 350,000 (or currency equivalent)
  • Cheques and cash payments are not accepted

"Great service from Jeanette, she was really helpful in guiding me through the process and allaying any concerns and queries I had. So simple and easy, will definitely use the service again."

Pros

  • No transfer fees or hidden charges
  • Over 430,000 active clients & 25+ offices worldwide
  • £10bn transferred annually
  • Award-winning money transfer services
  • You can transfer over the phone, online, or via their app

Cons

  • Online transfer limit of £50,000 (or currency equivalent)
  • Works best for large transfers (£2000+) 

"I send monthly allowances to my siblings back home and I’ve been using various online remittance but after using Remitly, it has been an eye opening as I came to realise that all this time, I’ve been paying so much just for the fees only. Now I send money with no worries for fees".

Pros

  • The delivery time is guaranteed, otherwise, they will refund your fees
  • Smooth transfers for sending money to family and friends in your home country
  • Express and Economy options for sending money
  • Accepts debit cards, credit cards, bank deposits, mobile money, and more
  • Both you and the recipients can track your transfer every step of the way

Cons

  • Promotional offers are a little vague
  • Double security steps can be somewhat of an annoyance to customers

How to Compare Money Transfer Services

Top10MoneyTransfer recommends checking the following features when comparing online money transfer companies so you can find the best provider for your international transfer.

Safety

Check your chosen money transfer provider is regulated by a government authority, to ensure your money is safe & protected when transferred. The main regulators include:

– FCA (Financial Conduct Authority), UK

– ASIC (Australian Securities and Investments Commission)

– FinCEN (Financial Crimes Enforcement Network), USA

Fees & Rates

Some money transfer services charge a fixed transaction fee, others take a percentage of the transfer sum, while some services waive the transfer fee completely. The conversion rate is another money-maker for many services and as such poses yet another crucial pricing component to examine carefully. Consider the above to find the most cost-effective solution for your transfer.

Customer Support

Check the customer support channels available are convenient for you. These generally include email, online chat, phone or online ticketing system. In addition, some money transfer services provide a personal account manager to assist with special transactions and important tasks. Try checking this beforehand, to avoid stress when you need help.

Sending & Receiving Options

It’s important to confirm the sending options offered by your preferred money transfer provider are convenient for you. You should also ensure that your recipient is able to easily collect the money sent. Common sending options include bank transfer or credit card. Common receiving options include bank transfer and cash pickup.

Transfer Amounts

Another important element to consider is the amount of money you wish to transfer. Some services offer better features and benefits for large transfer amounts or business transfers, while others better handle small transfer amounts or cash transfers. Use our comparison table to determine which provider best suits your money transfer needs.