Top Money Transfer Services
Passport or drivers license required
Dedicated account manager for each transfer above £2K
Real-time transfer tracking updates
Advertiser Disclosure
Advertiser Disclosure
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Service
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Features
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Score
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Transfer Money Now
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1
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Dedicated team for sending $50k+/year
Passport or drivers license required
Custom alerts for mid-market rate
FX risk management across 220+ countries |
EUR
 GBP
Low
EUR
USD
Low
EUR
AUD
Low
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FCA, FinCen, ASIC
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Time to Open Account
A few minutes
Sending Options
Credit Card
Debit Card ACH Direct Debit (US Only) Bank Account Receiving Options
Bank Account
Required Documents
ID, Proof of Address
Live
Rates
Advanced
FX services
Enterprise-grade
Security
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2
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Batch Payments in Multiple Currencies
Dedicated account manager for each £2K+ transfer
High credit rating (Dun & Bradstreet) |
GBP
USD
Low
EUR
GBP
Low
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FCA, FinCen, FSCA
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Time to Open Account
A few minutes
Sending Options
Debit Card
Bank Account Receiving Options
Bank Account
Required Documents
ID, Proof of Address
Spot Contracts
& Forward Contracts
Rate
Alerts
5 Star
Trustpilot
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3
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No minimum transfer amount
Door to door cash delivery option |
EUR
 INR
Low
USD
MXN
Low
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FCA
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Time to Open Account
A few minutes
Sending Options
Credit/Debit Card
Bank Account Receiving Options
Bank Deposit
Cash Pickup Mobile Money Home Delivery Required Documents
Bank statements, ID Documentation
Mobile
Transfer
Phone
Support
Two-Factor
Authentication
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4
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Pay & get paid with a global account
Transfer Money in 55+ Currencies |
EUR
AUD
Med
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FCA, ASIC
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Time to Open Account
A few minutes
Sending options
Wire Transfer
Debit Card Receiving Options
Bank Account
Required Documents
ID Card, Proof of Address
Local Account
Solutions
Mobile
Transfers
Locked-in
Exchange Rates
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5
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Specialized in transfers: EEA -> UAH, RON
Card to card transfers only |
PLN
UAH
Low
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8.4
Review
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CBC
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Time to Open Account
3 minutes
Sending Options
Credit/debit card
Google Pay Apple Pay Bank Account (available in specific countries) Receiving Options
Credit/debit card
Bank account (within EEA only) Required Documents
ID/passport, Proof of Address (for "Plus" level accounts only)
Mobile/App
Transfer
Internet
Payments
Phone
Support
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6
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Offers travel card on Google wallet
Holds more than 50 currencies |
EUR
PKR
Med
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FCA
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Time to Open Account
A few minutes
Sending Options
Bank account
Credit/Debit Card PISP Swift Google/Apple Pay Receiving Options
Bank account
Required Documents
ID Documentation, Proof of Address
Travel Money
Mobile/App
Transfers
Multi-Currency
Card
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7
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Minimum transfer: none
Instant cash pickup & airtime top-ups |
EUR
PHP
High
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FCA
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Time to Open Account
A few minutes
Sending Options
Bank Account
Mobile App Receiving Options
Cash pickup
Bank transfer Mobile money Airtime top up Door-to-door Required Documents
ID Documentation, Proof of Address
Mobile/App
Transfers
Social Media
Support
SMS/email
Notification
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Latest Reviews
"After many hours of researching my best options for funding my daughter's overseas tuition, I went with XE.com and I am very satisfied with the cost being minimal and the process expedient."
Pros
- Instant and professional customer support 24/7
- No maximum transfer limit when paying via phone
- More than 50,000 5-star ‘Excellent’ Ratings on Trustpilot
- $0 fees per transaction with highly competitive “mid-market” exchange rates
- FX risk management across 139 currencies and over 200 countries
Cons
- Maximum online transfer amount of GBP 350,000 (or currency equivalent)
- Cheques and cash payments are not accepted
"Great service from Jeanette, she was really helpful in guiding me through the process and allaying any concerns and queries I had. So simple and easy, will definitely use the service again."
Pros
- No transfer fees or hidden charges
- Over 430,000 active clients & 25+ offices worldwide
- £10bn transferred annually
- Award-winning money transfer services
- You can transfer over the phone, online, or via their app
Cons
- Online transfer limit of £50,000 (or currency equivalent)
- Works best for large transfers (£2000+)
"I send monthly allowances to my siblings back home and I’ve been using various online remittance but after using Remitly, it has been an eye opening as I came to realise that all this time, I’ve been paying so much just for the fees only. Now I send money with no worries for fees".
Pros
- The delivery time is guaranteed, otherwise, they will refund your fees
- Smooth transfers for sending money to family and friends in your home country
- Express and Economy options for sending money
- Accepts debit cards, credit cards, bank deposits, mobile money, and more
- Both you and the recipients can track your transfer every step of the way
Cons
- Promotional offers are a little vague
- Double security steps can be somewhat of an annoyance to customers
How to Compare Money Transfer Services
Top10MoneyTransfer recommends checking the following features when comparing online money transfer companies so you can find the best provider for your international transfer.
Safety
Check your chosen money transfer provider is regulated by a government authority, to ensure your money is safe & protected when transferred. The main regulators include:
– FCA (Financial Conduct Authority), UK
– ASIC (Australian Securities and Investments Commission)
– FinCEN (Financial Crimes Enforcement Network), USA
Fees & Rates
Some money transfer services charge a fixed transaction fee, others take a percentage of the transfer sum, while some services waive the transfer fee completely. The conversion rate is another money-maker for many services and as such poses yet another crucial pricing component to examine carefully. Consider the above to find the most cost-effective solution for your transfer.
Customer Support
Check the customer support channels available are convenient for you. These generally include email, online chat, phone or online ticketing system. In addition, some money transfer services provide a personal account manager to assist with special transactions and important tasks. Try checking this beforehand, to avoid stress when you need help.
Sending & Receiving Options
It’s important to confirm the sending options offered by your preferred money transfer provider are convenient for you. You should also ensure that your recipient is able to easily collect the money sent. Common sending options include bank transfer or credit card. Common receiving options include bank transfer and cash pickup.
Transfer Amounts
Another important element to consider is the amount of money you wish to transfer. Some services offer better features and benefits for large transfer amounts or business transfers, while others better handle small transfer amounts or cash transfers. Use our comparison table to determine which provider best suits your money transfer needs.