Top Money Transfer Services
Instant cash pickup & airtime top-ups
Transfer speed: 1-2 days
Door to door cash delivery option
Advertiser Disclosure
Advertiser Disclosure
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Service
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Features
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Score
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Transfer Money Now
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1
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Low fees: 0-$1
Minimum transfer: none
Instant cash pickup & airtime top-ups |
EUR
 PHP
Low
EUR
INR
Low
EUR
ZAR
Low
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FCA
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Time to Open Account
A few minutes
Sending Options
Bank Account
Mobile App Receiving Options
Cash pickup
Bank transfer Mobile money Airtime top up Door-to-door Required Documents
ID Documentation, Proof of Address
Mobile/App
Transfers
Social Media
Support
SMS/email
Notification
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2
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A global expert team available 24/7
Transfer speed: 1-2 days
Pay & get paid with a global account |
EUR
 AUD
Low
EUR
GBP
Low
EUR
USD
Low
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FCA, ASIC
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Time to Open Account
A few minutes
Sending options
Wire Transfer
Debit Card Receiving Options
Bank Account
Required Documents
ID Card, Proof of Address
Local Account
Solutions
Mobile
Transfers
Locked-in
Exchange Rates
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3
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No minimum transfer amount
Door to door cash delivery option |
EUR
INR
Med
USD
MXN
Med
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FCA
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Time to Open Account
A few minutes
Sending Options
Credit/Debit Card
Bank Account Receiving Options
Bank Deposit
Cash Pickup Mobile Money Home Delivery Required Documents
Bank statements, ID Documentation
Mobile
Transfer
Phone
Support
Two-Factor
Authentication
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4
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Offers travel card on Google wallet
Holds more than 50 currencies |
EUR
PKR
Med
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FCA
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Time to Open Account
A few minutes
Sending Options
Bank account
Credit/Debit Card PISP Swift Google/Apple Pay Receiving Options
Bank account
Required Documents
ID Documentation, Proof of Address
Travel Money
Mobile/App
Transfers
Multi-Currency
Card
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5
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Specialized in transfers: EEA -> UAH, RON
Card to card transfers only |
PLN
UAH
High
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8.4
Review
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CBC
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Time to Open Account
3 minutes
Sending Options
Credit/debit card
Google Pay Apple Pay Bank Account (available in specific countries) Receiving Options
Credit/debit card
Bank account (within EEA only) Required Documents
ID/passport, Proof of Address (for "Plus" level accounts only)
Mobile/App
Transfer
Internet
Payments
Phone
Support
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Latest Reviews
"Fast and efficient service, I have full confidence in WorldRemit and make the transfer of funds so easy."
Pros
- Low costs incurred in transferring funds
- Friend referral bonuses available to clients
- Fully licensed and regulated by the FCA of the UK
- Flexible Payment Options: credit/debit cards, bank transfer and others
- Customer service available 24/7 in 6 different languages
Cons
- Not all countries are covered by WorldRemit services
- Transfer limit: max of $9k in 24 hours and $5k per transaction
"OFX are the best. I've used them for years, always efficient, reliable and the best rates to boot."
Pros
- Over 190 countries covered, more than 50 currencies exchanged
- Local receiving accounts set up quickly and free of charge
- No transfer fees and/ or commissions
- Secure and fully regulated in each of the covered jurisdictions
Cons
- No live chat support option
- Some solutions seem overly complicated
"I send monthly allowances to my siblings back home and I’ve been using various online remittance but after using Remitly, it has been an eye opening as I came to realise that all this time, I’ve been paying so much just for the fees only. Now I send money with no worries for fees".
Pros
- Easy to use international money transfer service
- Express and Economy options for sending money
- Accepts debit cards, credit cards, and bank transfers for sending money
- Active social media sites
Cons
- Promotional offers are a little vague
- Remitly defaults to Philippines from the US site
- Double security steps can be somewhat of an annoyance to customers
How to Compare Money Transfer Services
Top10MoneyTransfer recommends checking the following features when comparing online money transfer companies so you can find the best provider for your international transfer.
Safety
Check your chosen money transfer provider is regulated by a government authority, to ensure your money is safe & protected when transferred. The main regulators include:
– FCA (Financial Conduct Authority), UK
– ASIC (Australian Securities and Investments Commission)
– FinCEN (Financial Crimes Enforcement Network), USA
Fees & Rates
Some money transfer services charge a fixed transaction fee, others take a percentage of the transfer sum, while some services waive the transfer fee completely. The conversion rate is another money-maker for many services and as such poses yet another crucial pricing component to examine carefully. Consider the above to find the most cost-effective solution for your transfer.
Customer Support
Check the customer support channels available are convenient for you. These generally include email, online chat, phone or online ticketing system. In addition, some money transfer services provide a personal account manager to assist with special transactions and important tasks. Try checking this beforehand, to avoid stress when you need help.
Sending & Receiving Options
It’s important to confirm the sending options offered by your preferred money transfer provider are convenient for you. You should also ensure that your recipient is able to easily collect the money sent. Common sending options include bank transfer or credit card. Common receiving options include bank transfer and cash pickup.
Transfer Amounts
Another important element to consider is the amount of money you wish to transfer. Some services offer better features and benefits for large transfer amounts or business transfers, while others better handle small transfer amounts or cash transfers. Use our comparison table to determine which provider best suits your money transfer needs.