Top 10 Money Transfer Services to Germany

Find the best service to send money to Germany!

All listed services are safe & regulated
Get bank beating rates on your transfer
Fast mobile transfers
Available on:
Choose Your Transfer Amount:
1
Transfer Fees: Low
Score
9.8
No transfer fees & Same day transfer option
Personal service & custom rate alerts
2
Transfer Fees: Low
Score
9.5
Pay suppliers in local currencies
3
Transfer Fees: Low
Score
9.2
A global expert team available 24/7
Transfer speed: 1-2 days
4
Transfer Fees: Low
Score
8.8
5
Transfer Fees: Med
Score
8.4
6
Transfer Fees: Med
Score
8.2

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Top10moneytransfer.com is an independent professional comparison site that provides users with free and valuable information on leading money transfer services. Top10moneytransfer.com is supported by referral fees from listed companies. We do not provide a listing of each and every company in the market. We do not guarantee 100% accuracy of the information. The information which appears on this site is subject to change at any time. We aim to help users make an informed choice that best suits their particular needs.

Advertiser Disclosure

Top10moneytransfer.com is an independent professional comparison site that provides users with free and valuable information on leading money transfer services. Top10moneytransfer.com is supported by referral fees from listed companies. We do not provide a listing of each and every company in the market. We do not guarantee 100% accuracy of the information. The information which appears on this site is subject to change at any time. We aim to help users make an informed choice that best suits their particular needs.
Service
Features
Charges
Score
Regulation
Transfer Money Now
1
No transfer fees
Most transfers occur within minutes
Personal service & custom rate alerts
Best service for transfers over $/£/€5,000
EUR
-
GBP
Low
EUR
-
USD
Low
EUR
-
AUD
Low
FCA, FinCen, ASIC
Time to Open Account
A few minutes
Sending Options
Credit Card
Debit Card
Bank Account
Receiving Options
Bank Account
Required Documents
ID, Proof of Address
Money Transfer
Tracking
Live
Rates
Advanced
Currency Solutions
49,571 Reviews | Excellent
2
Good fit for online sellers
Pay suppliers in local currencies
7 local currency accounts
GBP
-
EUR
Low
GBP
-
USD
Low
GBP
-
AUD
Low
FCA, ASIC
Time to Open Account
A few minutes
Sending Options
Wire transfer
Debit/credit card
Receiving Options
Bank Account
Required Documents
ID, Proof of address (eKYC)
Business
Expertise
Phone
Support
Local Account
Solutions
1,872 Reviews | Very Good
3
Pay & get paid with a global account
Transfer Money in 55+ Currencies
GBP
-
AUD
Med
GBP
-
EUR
Med
FCA, ASIC
Time to Open Account
A few minutes
Sending options
Wire Transfer
Debit Card
Receiving Options
Bank Account
Required Documents
ID Card, Proof of Address
Local Account
Solutions
Mobile
Transfers
Locked-in
Exchange Rates
4,801 Reviews | Excellent
4
Best EUR-GBP exchange rates
Quick and easy on-boarding process
GBP
-
EUR
Med
FCA, FinCen, FSCA
Time to Open Account
A few minutes
Sending Options
Credit Card
Debit Card
Bank Account
Receiving Options
Bank Account
Required Documents
ID, Proof of Address
Rate
Alerts
24/7
Transfers
Personal
Currency Expert
5
Fast & easy service
Charges £10 for all transfers under £3k
GBP
-
EUR
Med
FCA
6
Dedicated private/corporate window
Portfolio includes spot transactions
GBP
-
EUR
High
FCA (UK)

Latest Reviews

"After many hours of researching my best options for funding my daughter's overseas tuition, I went with XE.com and I am very satisfied with the cost being minimal and the process expedient."

Pros

  • Fully regulated by the FCA, FinCen, ASIC, and FMA.
  • Used by 33,000 individuals in 2000 businesses every year
  • £0 fees per transaction with highly competitive exchange rates
  • 170+ countries and 60+ currencies available
  • Instant and professional customer support 24/7

Cons

  • Some clients complain of inefficient money transfers to high risk countries like Russia
  • Since XE was taken over by Euronext Worldwide the platform is a little more complicated to use

"Extremely professional, knowledgeable and helpful. Their rates are very competitive too. All round excellent service."

Pros

  • Free account
  • No transfer fees for personal and online seller accounts
  • Bank-beating exchange rates
  • Local receiving accounts
  • Excellent support
  • Fully regulated & licensed
  • Safe and secure money transfers

Cons

  • Slower transfers for specific locations (mostly South America)
  • Additional inquiry necessary for info on destination countries and supported currencies

"OFX are the best. I've used them for years, always efficient, reliable and the best rates to boot."

Pros

  • Over 190 countries covered, more than 50 currencies exchanged
  • Local receiving accounts set up quickly and free of charge
  • No transfer fees and/ or commissions
  • Secure and fully regulated in each of the covered jurisdictions

Cons

  • No live chat support option
  • Some solutions seem overly complicated

How to Compare Money Transfer Services

Top10MoneyTransfer recommends checking the following features when comparing online money transfer companies so you can find the best provider for your international transfer.

Safety

Check your chosen money transfer provider is regulated by a government authority, to ensure your money is safe & protected when transferred. The main regulators include:

– FCA (Financial Conduct Authority), UK

– ASIC (Australian Securities and Investments Commission)

– FinCEN (Financial Crimes Enforcement Network), USA

Fees & Rates

Some money transfer services charge a fixed transaction fee, others take a percentage of the transfer sum, while some services waive the transfer fee completely. The conversion rate is another money-maker for many services and as such poses yet another crucial pricing component to examine carefully. Consider the above to find the most cost-effective solution for your transfer.

Customer Support

Check the customer support channels available are convenient for you. These generally include email, online chat, phone or online ticketing system. In addition, some money transfer services provide a personal account manager to assist with special transactions and important tasks. Try checking this beforehand, to avoid stress when you need help.

Sending & Receiving Options

It’s important to confirm the sending options offered by your preferred money transfer provider are convenient for you. You should also ensure that your recipient is able to easily collect the money sent. Common sending options include bank transfer or credit card. Common receiving options include bank transfer and cash pickup.

Transfer Amounts

Another important element to consider is the amount of money you wish to transfer. Some services offer better features and benefits for large transfer amounts or business transfers, while others better handle small transfer amounts or cash transfers. Use our comparison table to determine which provider best suits your money transfer needs.