Top 10 Money Transfer Services to Nigeria

Find the best service to send money to Nigeria!

All listed services are safe & regulated
Get bank beating rates on your transfer
Fast mobile transfers
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Choose Your Transfer Amount:
1
Transfer Fees: Low
Score
9.8
Specialized for paying family, friends & bills
First 2 transfers are free for new customers
2
Transfer Fees: Low
Score
9.5
Cash pick-up collection points in minutes
3
Transfer Fees: Low
Score
9.2
No minimum transfer amount
Door to door cash delivery option
4
Transfer Fees: Low
Score
8.8
5
Transfer Fees: Med
Score
8.4

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Top10moneytransfer.com is an independent professional comparison site that provides users with free and valuable information on leading money transfer services. Top10moneytransfer.com is supported by referral fees from listed companies. We do not provide a listing of each and every company in the market. We do not guarantee 100% accuracy of the information. The information which appears on this site is subject to change at any time. We aim to help users make an informed choice that best suits their particular needs.

Advertiser Disclosure

Top10moneytransfer.com is an independent professional comparison site that provides users with free and valuable information on leading money transfer services. Top10moneytransfer.com is supported by referral fees from listed companies. We do not provide a listing of each and every company in the market. We do not guarantee 100% accuracy of the information. The information which appears on this site is subject to change at any time. We aim to help users make an informed choice that best suits their particular needs.
Service
Features
Charges
Score
Regulation
Transfer Money Now
1
Specialized for paying family, friends & bills
First 2 transfers are free for new customers
Transfer speed: Instant or 30 mins transfers
Attentive, multilingual customer support
EUR
-
NGN
Low
GBP
-
NGN
Low
9.8 Review
FCA, HMRC
Time to Open Account
2 minutes
Sending Options
Bank transfer
Credit/debit card
Sofort
Google pay
Apple pay
Mobile App
Receiving Options
Bank Account
Card numbers
Phone number
Cash payouts
Required Documents
ID, Proof of Address, Proof of funds, Phone number
30 minutes
delivery
Social Media
Support (FB)
Track
Transfer
25,667 Reviews | Excellent
2
Cash pick-up collection points in minutes
Instant transfers to mobile money accounts
Door to door cash delivery option
GBP
-
NGN
Low
USD
-
NGN
Low
EUR
-
NGN
Low
FCA
Time to Open Account
A few minutes
Sending Options
Bank Account
Mobile App
Receiving Options
Cash pickup
Bank transfer
Mobile money
Airtime top up
Door-to-door
Required Documents
ID Documentation, Proof of Address
Mobile/App
Transfers
Social Media
Support
SMS/email
Notification
3
No minimum transfer amount
Same day express transfers
USD
-
MXN
Med
CAD
-
INR
Med
FCA
Time to Open Account
A few minutes
Sending Options
Credit/Debit Card
Bank Account
Receiving Options
Bank Deposit
Cash Pickup
Mobile Money
Home Delivery
Required Documents
Bank statements, ID Documentation
Mobile
Transfer
Phone
Support
Two-Factor
Authentication
21,377 Reviews |
4
The app is very useful
Good customer service
GBP
-
NGN
Med
FCA
Bank account
Credit Card
Bank account
Credit Card
3,045+ Reviews | Excellent
5
Instant card-to-card transfers
Send money to 100+ countries
EUR
-
PLN
High
FCA

Latest Reviews

Pros

  • Highest rated multilingual customer support (8 languages)
  • Local transfers as well as fast and cheap international transfers
  • RU and UA language support available on weekend
  • Send money easily to phone number
  • Flexible delivery options to choose; from ‘Standard’ (takes 3 days), to ‘Now’ (nearly instantaneous)

Cons

  • Lower Limits on Card Transfers
  • Remittance to Bank Accounts Only
  • Customer service team is only available during working hours of 7:00 am to 4:00 pm GMT, Monday through Friday

"Fast and efficient service, I have full confidence in WorldRemit and make the transfer of funds so easy."

Pros

  • Low costs incurred in transferring funds
  • Friend referral bonuses available to clients
  • Fully licensed and regulated by the FCA of the UK
  • Multiple options are available to pay for transfers including credit cards, debit cards, prepaid cards, e-wallets and others

Cons

  • A little difficult to find information on exchange rates before you transfer funds
  • Transfer amounts are limited
  • Not all countries are covered by WorldRemit services
  • Customer service options are limited

Pros

  • Easy to use international money transfer service
  • Express and Economy options for sending money
  • Accepts debit cards, credit cards, and bank transfers for sending money
  • Active social media sites

Cons

  • Promotional offers are a little vague
  • Remitly defaults to Philippines from the US site
  • Double security steps can be somewhat of an annoyance to customers

How to Compare Money Transfer Services

Top10MoneyTransfer recommends checking the following features when comparing online money transfer companies so you can find the best provider for your international transfer.

Safety

Check your chosen money transfer provider is regulated by a government authority, to ensure your money is safe & protected when transferred. The main regulators include:

– FCA (Financial Conduct Authority), UK

– ASIC (Australian Securities and Investments Commission)

– FinCEN (Financial Crimes Enforcement Network), USA

Fees & Rates

Some money transfer services charge a fixed transaction fee, others take a percentage of the transfer sum, while some services waive the transfer fee completely. The conversion rate is another money-maker for many services and as such poses yet another crucial pricing component to examine carefully. Consider the above to find the most cost-effective solution for your transfer.

Customer Support

Check the customer support channels available are convenient for you. These generally include email, online chat, phone or online ticketing system. In addition, some money transfer services provide a personal account manager to assist with special transactions and important tasks. Try checking this beforehand, to avoid stress when you need help.

Sending & Receiving Options

It’s important to confirm the sending options offered by your preferred money transfer provider are convenient for you. You should also ensure that your recipient is able to easily collect the money sent. Common sending options include bank transfer or credit card. Common receiving options include bank transfer and cash pickup.

Transfer Amounts

Another important element to consider is the amount of money you wish to transfer. Some services offer better features and benefits for large transfer amounts or business transfers, while others better handle small transfer amounts or cash transfers. Use our comparison table to determine which provider best suits your money transfer needs.