Top 10 Money Transfer Services to the Philippines

Compare best services & send money to the Philippines in minutes!

All listed services are safe & regulated
Get bank beating rates on your transfer
Available on:
1
Transfer Fees: Low
2
Transfer Fees: Low
3
Transfer Fees: Low
4
Transfer Fees: Low
5
Transfer Fees: Med
6
Transfer Fees: Med
7
Transfer Fees: Med
8
Transfer Fees: Med
Service
Regulation
Speed
Transfer Charges
Score
Key
Features
Support
Transfer Money Now
1
FCA
0-3 Days
EUR
PHP
Low
EUR
NGN
Low
EUR
EUR
Low
Cash pick-up collection points in minutes
Instant transfers to mobile money accounts
Time to Open Account
A few minutes
Sending Options
Bank Account
Mobile App
Receiving Options
Cash pickup
Bank transfer
Mobile money
Airtime top up
Door-to-door
Required Documents
ID Documentation, Proof of Address
Mobile/App
Transfers
Social Media
Support
SMS/email
Notification
23,673 Reviews | Excellent
2
FCA
1-2 Days
EUR
PLN
Low
EUR
NGN
Low
Easy mobile or cash pick-up transfers
Instant updates & tracking
Time to Open Account
A few minutes
Sending Options
Bank Account
Mobile App
Receiving Options
Cash pickup
Bank transfer
Mobile money
Required Documents
ID Documentation, Proof of Address
Mobile
Transfer
Payment
Tracking
Cash Pick-Up
22,760 Reviews | Excellent
3
ASIC (AU)
0-2 Days
EUR
INR
Low
EUR
AUD
Low
1st Transfer Bonus
Zero-Margin FX Rates
Time to Open Account
A few minutes
Sending Options
Bank Account
Mobile App
Receiving Options
Cash pickup
Bank transfer
Mobile money
Required Documents
ID Proof, Proof of Address
Mobile/App
Transfers
SMS/email
Notification
Loyalty Points
4
ASIC, CBI
0-2 Days
EUR
EUR
Low
Exclusive - First 10 transfers are Free
Great exchange rates & option to choose your own rate
5
FMA
0-2 Days
EUR
PHP
Med
Transfer money in minutes
Cash pickup around the world
6
FCA, FinCen
0-2 Days
EUR
EUR
Low
No transfer fees
Widely trusted currency authority
7
FCA
0-3 Days
EUR
GBP
Med
The app is very useful
Good customer service
8
FCA
1-2 Days
EUR
GBP
High
Transfers in as quick as 15 minutes
350,000 locations in 149 countries

Advertiser Disclosure

Top10moneytransfer.com is an independent professional comparison site that provides users with free and valuable information on leading money transfer services. Top10moneytransfer.com is supported by referral fees from listed companies. We do not provide a listing of each and every company in the market. We do not guarantee 100% accuracy of the information. The information which appears on this site is subject to change at any time. We aim to help users make an informed choice that best suits their particular needs.

Latest Reviews

"After many hours of researching my best options for funding my daughter's overseas tuition, I went with XE.com and I am very satisfied with the cost being minimal and the process expedient."

Brenda - October 24, 2018

Pros

  • Fully regulated by the FCA, FinCen, ASIC, and FMA.
  • $0 fees per transaction with highly competitive “mid-market” exchange rates
  • Free accounts (personal & business)
  • 170+ countries and 60+ currencies available
  • Instant and professional customer support 24/7

Cons

  • Cheques and cash payments are not accepted
  • Maximum transfer amount of $500,000

"Fast and efficient service, I have full confidence in WorldFirst and make the transfer of funds so easy."

Vanja J Ingold - July 15, 2018

Pros

  • Free account
  • No transfer fees for personal and online seller accounts
  • Bank-beating exchange rates
  • Local receiving accounts
  • Excellent support
  • Fully regulated & licensed
  • Safe and secure money transfers

Cons

  • Slower transfers for specific locations (mostly South America)
  • Additional inquiry necessary for info on destination countries and supported currencies

"I've used it for a few years and it's always been very easy, quick and reliable. Rates are very competitive. Definitely recommend."

Greg Anguise - November 8, 2018

Pros

  • ASIC and AFS regulated
  • Free to register
  • Reliable customer service
  • Average commission of just 0.35%

Cons

  • Certain countries are excluded from using the service

How To Compare Money Transfer Services

Top10moneytransfer uses the following checklist of important things to take into consideration when comparing the different services before making an international money transfer.

  • Safety. The money transfer industry is a highly regulated field, with multiple regulatory agencies and authorities issuing licenses to money transfer companies, including FCA (Financial Conduct Authority), UK, ASIC (Australian Securities and Investments Commission), FinCEN (Financial Crimes Enforcement Network), USA.

There are many more regulatory agencies besides these three examples, and all of them serve the same purpose: to prevent companies from taking advantage of trusting consumers. Make sure to examine the regulation of the chosen service.

  • Fees & rates. Some services charge customers a fixed transaction fee, others take a percentage of the transfer sum, and there are also services that waive the transaction fee completely. Explore the breakdown of fees thoroughly to choose the most cost-effective solution. The conversion rate is another money-maker for many services and as such poses yet another crucial pricing component to examine carefully.
  • Customer support. Before clicking on “Send Money”, ask yourself if the customer support is available by phone 24/7 in the event you’re in need of urgent assistance. In addition, some services provide a personal account manager to assist with special transactions and important tasks. Try checking this beforehand, to avoid stress when you need help.
  • Sending & receiving options. Your goal is to ensure that your recipient is able to easily collect the money sent. Depending on the available sending and receiving locations and the provided services, options will vary. Sometimes a cash pickup is available, sometimes you need to transfer the funds to the recipient’s bank account. Other money transfer services use their own virtual accounts for money transfers. Check the options before sending your money.
  • Transfer amounts. Some services are specifically designed and offer serious benefits for large transfer amounts or business transactions, while others better handle small cash transfers.  In this case, use our comparison table to determine what suits you best.