Top 10 Money Transfer Services to the Philippines

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Available on:
1
Transfer Fees: Low
2
Transfer Fees: Low
Instant card-to-card transfers
Send money to over 80 countries
3
Transfer Fees: Low
Best service for transfers over $/£/€1,000
No transfer fees & Bank-beating rates
4
Transfer Fees: Low
5
Transfer Fees: Med
6
Transfer Fees: Med
7
Transfer Fees: Med
Service
Features
Charges
Score
Regulation
Transfer Money Now
1
Cash pick-up collection points in minutes
Instant transfers to mobile money accounts
Door to door cash delivery option
Cash pick-up in minutes
EUR
-
PHP
Low
GBP
-
PHP
Low
USD
-
PHP
Low
FCA
Time to Open Account
A few minutes
Sending Options
Bank Account
Mobile App
Receiving Options
Cash pickup
Bank transfer
Mobile money
Airtime top up
Door-to-door
Required Documents
ID Documentation, Proof of Address
Mobile/App
Transfers
Social Media
Support
SMS/email
Notification
23,673 Reviews | Excellent
2
Instant card-to-card transfers
Send money to over 80 countries
Fixed fees & low exchange rates
EUR
-
PHP
Low
GBP
-
PHP
Low
FCA
Time to Open Account
A few minutes
Sending Options
Credit/Debit card
Bank account
Receiving Options
Credit/Debit card
Bank account
Required Documents
Passport/ID/Driver’s Licence, Proof of address
No documents required for transfers under €1000/£800
Mobile/App
Transfers
24/7 Customer
Support
Instant
Delivery
3
Best service for transfers over $/£/€1,000
No transfer fees & Bank-beating rates
GBP
-
PHP
Low
FCA, FinCen, ASIC
Time to Open Account
A few minutes
Sending Options
Credit Card
Debit Card
Bank Account
Receiving Options
Bank Account
Required Documents
ID, Proof of Address
Mobile
Transfer
Phone
Support
Advanced
Currency Solutions
33,673 Reviews | Excellent
4
300,000 cash pick-up locations
Good for sending money home
EUR
-
PHP
Low
FCA
Time to Open Account
A few minutes
Sending Options
Bank Account
Mobile App
Receiving Options
Cash pickup
Bank transfer
Mobile money
Required Documents
ID Documentation, Proof of Address
Mobile
Transfer
Payment
Tracking
Cash Pick-Up
32,770 Reviews | Excellent
5
1st Transfer Bonus
Zero-Margin FX Rates
EUR
-
PHP
Low
ASIC (AU)
6
Option of 30 minutes delivery
High security standards
GBP
-
PHP
High
82 Review
FCA
7
Transfers in as quick as 15 minutes
350,000 locations in 149 countries
EUR
-
PHP
High
FCA

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Top10moneytransfer.com is an independent professional comparison site that provides users with free and valuable information on leading money transfer services. Top10moneytransfer.com is supported by referral fees from listed companies. We do not provide a listing of each and every company in the market. We do not guarantee 100% accuracy of the information. The information which appears on this site is subject to change at any time. We aim to help users make an informed choice that best suits their particular needs.

Latest Reviews

"Fast and efficient service, I have full confidence in WorldRemit and make the transfer of funds so easy."

Pros

  • Low costs incurred in transferring funds
  • Friend referral bonuses available to clients
  • Fully licensed and regulated by the FCA of the UK
  • Multiple options are available to pay for transfers including credit cards, debit cards, prepaid cards, e-wallets and others

Cons

  • A little difficult to find information on exchange rates before you transfer funds
  • Transfer amounts are limited
  • Not all countries are covered by WorldRemit services
  • Customer service options are limited

"The speed of remittance is very fast, and the remittance fee is also very favorable. Hope more people will use this money transfer software"

Pros

  • Paysend is cost-effective with fixed fees for sending any amount of money ($2, €1.5, £1), at mid-market rates 
  • Paysend is operational across 80+ countries globally, with several options for sending money abroad
  • Paysend is really easy to use, thanks to a user-friendly onboarding process 
  • Lots of useful information available to customers on dedicated social media pages on YouTube, Facebook, Instagram, and LinkedIn.

Cons

  • Paysend USA was non operational at the time of the review
  • Paysend customer support options can take a few minutes to respond 
  • Once you incorrectly click send, you cannot cancel the transaction (but Paysend will try to help)

"After many hours of researching my best options for funding my daughter's overseas tuition, I went with XE.com and I am very satisfied with the cost being minimal and the process expedient."

Pros

  • Fully regulated by the FCA, FinCen, ASIC, and FMA.
  • $0 fees per transaction with highly competitive “mid-market” exchange rates
  • Free accounts (personal & business)
  • 170+ countries and 60+ currencies available
  • Instant and professional customer support 24/7

Cons

  • Cheques and cash payments are not accepted
  • Maximum transfer amount of $500,000

How to Compare Money Transfer Services

Top10MoneyTransfer recommends checking the following features when comparing online money transfer companies so you can find the best provider for your international transfer.

Safety

Check your chosen money transfer provider is regulated by a government authority, to ensure your money is safe & protected when transferred. The main regulators include:

– FCA (Financial Conduct Authority), UK

– ASIC (Australian Securities and Investments Commission)

– FinCEN (Financial Crimes Enforcement Network), USA

Fees & Rates

Some money transfer services charge a fixed transaction fee, others take a percentage of the transfer sum, while some services waive the transfer fee completely. The conversion rate is another money-maker for many services and as such poses yet another crucial pricing component to examine carefully. Consider the above to find the most cost-effective solution for your transfer.

Customer Support

Check the customer support channels available are convenient for you. These generally include email, online chat, phone or online ticketing system. In addition, some money transfer services provide a personal account manager to assist with special transactions and important tasks. Try checking this beforehand, to avoid stress when you need help.

Sending & Receiving Options

It’s important to confirm the sending options offered by your preferred money transfer provider are convenient for you. You should also ensure that your recipient is able to easily collect the money sent. Common sending options include bank transfer or credit card. Common receiving options include bank transfer and cash pickup.

Transfer Amounts

Another important element to consider is the amount of money you wish to transfer. Some services offer better features and benefits for large transfer amounts or business transfers, while others better handle small transfer amounts or cash transfers. Use our comparison table to determine which provider best suits your money transfer needs.