Top 10 Online Remittance Services - Oct. 2021

Compare top 10 remittance services online & send money home in minutes!

I want to Send Money to:
All listed services are safe & regulated
Get bank beating rates on your transfer
Fast mobile transfers
Available on:
1
Transfer Fees: Low
2
Transfer Fees: Low
3
Transfer Fees: Low
4
Transfer Fees: Low
5
Transfer Fees: Med
6
Transfer Fees: Med
Service
Features
Charges
Score
Regulation
Transfer Money Now
1
Low fees: 0-1$
Minimum transfer: none
Instant cash pickup & airtime top-ups
Highly protected service
EUR
-
PHP
Low
EUR
-
NGN
Low
EUR
-
INR
Low
FCA
Time to Open Account
A few minutes
Sending Options
Bank Account
Mobile App
Receiving Options
Cash pickup
Bank transfer
Mobile money
Airtime top up
Door-to-door
Required Documents
ID Documentation, Proof of Address
Mobile/App
Transfers
Social Media
Support
SMS/email
Notification
32,930 Reviews | Excellent
2
Low fixed fees: $2
Instant card-to-card transfers
Multilingual Global 24/7 support
EUR
-
BYN
Low
EUR
-
PLN
Low
EUR
-
CNY
Low
FCA
Time to Open Account
A few minutes
Sending Options
Credit/Debit card
Bank account
Receiving Options
Credit/Debit card
Bank account
Required Documents
Passport/ID/Driver’s Licence, Proof of address
No documents required for transfers under €1000/£800
Mobile/App
Transfers
24/7 Customer
Support
Instant
Delivery
3
300,000 cash pick-up locations
Good for sending money home
EUR
-
PHP
Med
EUR
-
INR
Med
FCA
Time to Open Account
A few minutes
Sending Options
Bank Account
Mobile App
Receiving Options
Cash pickup
Bank transfer
Mobile money
Required Documents
ID Documentation, Proof of Address
Mobile
Transfer
Payment
Tracking
Cash Pick-Up
32,770 Reviews | Excellent
4
No minimum transfer amount
Same day express transfers
EUR
-
INR
Med
FCA
Time to Open Account
A few minutes
Sending Options
Credit/Debit Card
Bank Account
Receiving Options
Bank Deposit
Cash Pickup
Mobile Money
Home Delivery
Required Documents
Bank statements, ID Documentation
Mobile
Transfer
Phone
Support
Two-Factor
Authentication
21,377 Reviews |
5
No minimum transfer amount
Good customer service
EUR
-
PHP
Med
FCA
6
Transfers in as quick as 15 minutes
350,000 locations in 149 countries
EUR
-
INR
High
FCA

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Top10moneytransfer.com is an independent professional comparison site that provides users with free and valuable information on leading money transfer services. Top10moneytransfer.com is supported by referral fees from listed companies. We do not provide a listing of each and every company in the market. We do not guarantee 100% accuracy of the information. The information which appears on this site is subject to change at any time. We aim to help users make an informed choice that best suits their particular needs.

Latest Reviews

"Fast and efficient service, I have full confidence in WorldRemit and make the transfer of funds so easy."

Pros

  • Low costs incurred in transferring funds
  • Friend referral bonuses available to clients
  • Fully licensed and regulated by the FCA of the UK
  • Multiple options are available to pay for transfers including credit cards, debit cards, prepaid cards, e-wallets and others

Cons

  • A little difficult to find information on exchange rates before you transfer funds
  • Transfer amounts are limited
  • Not all countries are covered by WorldRemit services
  • Customer service options are limited

"The speed of remittance is very fast, and the remittance fee is also very favorable. Hope more people will use this money transfer software"

Pros

  • Paysend is cost-effective with fixed fees for sending any amount of money ($2, €1.5, £1), at mid-market rates 
  • Paysend is operational across 80+ countries globally, with several options for sending money abroad
  • Paysend is really easy to use, thanks to a user-friendly onboarding process 
  • Lots of useful information available to customers on dedicated social media pages on YouTube, Facebook, Instagram, and LinkedIn.

Cons

  • Paysend USA was non operational at the time of the review
  • Paysend customer support options can take a few minutes to respond 
  • Once you incorrectly click send, you cannot cancel the transaction (but Paysend will try to help)

"I used Azimo for first time, and I'm really impressed due the fast and efficient service."

Pros

  • FCA regulated
  • Friend referral bonus
  • Competitive rates and low fees
  • Service to dozens of countries around the world
  • User-friendly interface and customer-centric focus
  • The company donates 10% of its annual profits to charitable organizations

Cons

  • Limited coverage
  • Customer service options are limited
  • Doesn’t work for US residents

How to Compare Money Transfer Services

Top10MoneyTransfer recommends checking the following features when comparing online money transfer companies so you can find the best provider for your international transfer.

Safety

Check your chosen money transfer provider is regulated by a government authority, to ensure your money is safe & protected when transferred. The main regulators include:

– FCA (Financial Conduct Authority), UK

– ASIC (Australian Securities and Investments Commission)

– FinCEN (Financial Crimes Enforcement Network), USA

Fees & Rates

Some money transfer services charge a fixed transaction fee, others take a percentage of the transfer sum, while some services waive the transfer fee completely. The conversion rate is another money-maker for many services and as such poses yet another crucial pricing component to examine carefully. Consider the above to find the most cost-effective solution for your transfer.

Customer Support

Check the customer support channels available are convenient for you. These generally include email, online chat, phone or online ticketing system. In addition, some money transfer services provide a personal account manager to assist with special transactions and important tasks. Try checking this beforehand, to avoid stress when you need help.

Sending & Receiving Options

It’s important to confirm the sending options offered by your preferred money transfer provider are convenient for you. You should also ensure that your recipient is able to easily collect the money sent. Common sending options include bank transfer or credit card. Common receiving options include bank transfer and cash pickup.

Transfer Amounts

Another important element to consider is the amount of money you wish to transfer. Some services offer better features and benefits for large transfer amounts or business transfers, while others better handle small transfer amounts or cash transfers. Use our comparison table to determine which provider best suits your money transfer needs.