Top Money Transfer Services - UK

All listed services are safe & regulated
Get bank beating rates on your transfer
Fast mobile transfers
Available on:
Specialises in large transfers
1
Transfer Fees: Low
Score
9.8
Batch Payments in Multiple Currencies
Dedicated account manager for each transfer above £2K
i
EUR
GBP
Low Charges
GBP
USD
Low Charges
2
Transfer Fees: Low
Score
9.5
Forward contracts for up to 24 months
Personal currency expert at every step
i
GBP
EUR
Low Charges
GBP
AUD
Low Charges
Great for transfers up to £3K
3
Transfer Fees: Low
Score
9.2
Low fees: 0-$1, no minimum transfer
Instant cash pickup & airtime top-ups
i
GBP
PHP
Low Charges
GBP
KES
Low Charges
4
Transfer Fees: Low
Score
8.8
First class, professional service
i
GBP
USD
Med Charges
5
Transfer Fees: Med
Score
8.4
A global expert team available 24/7
i
GBP
AUD
Med Charges
6
Transfer Fees: Med
Score
8.2
No fees on transfers over £/$/€250
i
GBP
EUR
Med Charges
7
Transfer Fees: Med
Score
8
Offers travel card on Google wallet
i
GBP
EUR
Med Charges
8
Transfer Fees: Med
Score
7.8
Fast & easy service
i
GBP
EUR
High Charges

Advertiser Disclosure

Top10moneytransfer.com is an independent professional comparison site that provides users with free and valuable information on leading money transfer services. Top10moneytransfer.com is supported by referral fees from listed companies. We do not provide a listing of each and every company in the market. We do not guarantee 100% accuracy of the information. The information which appears on this site is subject to change at any time. We aim to help users make an informed choice that best suits their particular needs.

Advertiser Disclosure

Top10moneytransfer.com is an independent professional comparison site that provides users with free and valuable information on leading money transfer services. Top10moneytransfer.com is supported by referral fees from listed companies. We do not provide a listing of each and every company in the market. We do not guarantee 100% accuracy of the information. The information which appears on this site is subject to change at any time. We aim to help users make an informed choice that best suits their particular needs.
Service
Features
Charges
Score
Regulation
Transfer Money Now
Specialises in large transfers
1
Batch Payments in Multiple Currencies
Dedicated account manager for each £2K+ transfer
High credit rating (Dun & Bradstreet)
Good Money Guide awards winner, 2023
EUR
GBP
Low
GBP
USD
Low
GBP
CAD
Low
FCA, FinCen, FSCA
Time to Open Account
A few minutes
Sending Options
Debit Card
Bank Account
Receiving Options
Bank Account
Required Documents
ID, Proof of Address
Spot Contracts
& Forward Contracts
Rate
Alerts
5 Star
Trustpilot
2
Personal currency expert at every step
Forward contracts for up to 24 months
Limit orders, transfer when your rate is met
GBP
EUR
Low
GBP
AUD
Low
USD
GBP
Low
FCA, ASIC, MAS
Time to Open Account
A few minutes
Sending Options
Debit Card
Bank Account
Receiving Options
Bank Account
Required Documents
ID, Proof of Address
Spot Contracts
& Forward Contracts
Phone
Support
Limit
Orders
6,252 Reviews | Excellet
Great for transfers up to £3K
3
Minimum transfer: none
Instant cash pickup & airtime top-ups
GBP
PHP
Low
GBP
KES
Low
FCA
Time to Open Account
A few minutes
Sending Options
Bank Account
Mobile App
Receiving Options
Cash pickup
Bank transfer
Mobile money
Airtime top up
Door-to-door
Required Documents
ID Documentation, Proof of Address
Mobile/App
Transfers
Social Media
Support
SMS/email
Notification
55,075 Reviews | Great
4
Contactable account manager at any time
No transfer fees or commission
GBP
USD
Med
8.8 Review
FCA
Time to Open Account
1 minute
Sending Options
Swift
Sepa
Wire
Receiving Options
Swift
Sepa
Wire
Required Documents
ID Documentation
Money Transfer
Tracking
35+
Currencies
5 Star Rating
on Trustpilot
56 Reviews | Excellent
5
Pay & get paid with a global account
Transfer Money in 55+ Currencies
GBP
AUD
Med
FCA, ASIC
Time to Open Account
A few minutes
Sending options
Wire Transfer
Debit Card
Receiving Options
Bank Account
Required Documents
ID Card, Proof of Address
Local Account
Solutions
Mobile
Transfers
Locked-in
Exchange Rates
4,801 Reviews | Excellent
6
No fees on transfers over £/$/€250
Transfer speed: 1-2 hours
GBP
EUR
Med
FCA, FinCen, ASIC
Time to Open Account
A few minutes
Sending Options
Credit Card
Debit Card
ACH Direct Debit (US Only)
Bank Account
Receiving Options
Bank Account
Required Documents
ID, Proof of Address
Money Transfer
Tracking
Live
Rates
Advanced
Currency Solutions
49,571 Reviews | Excellent
7
Offers travel card on Google wallet
Holds more than 50 currencies
GBP
EUR
Med
FCA
Time to Open Account
A few minutes
Sending Options
Bank account
Credit/Debit Card
PISP
Swift
Google/Apple Pay
Receiving Options
Bank account
Required Documents
ID Documentation, Proof of Address
Travel Money
Mobile/App
Transfers
Multi-Currency
Card
3,045+ Reviews | Excellent
8
Fast & easy service
Charges £10 for all transfers under £3k
GBP
EUR
High
FCA
Time to Open Account
A couple of minutes
Sending Options
Mobile App
Debit Card (Visa/Mastercard)
Bank Account
Receiving Options
Bank Account
Required Documents
ID, Proof of Address

Latest Reviews

"Great service from Jeanette, she was really helpful in guiding me through the process and allaying any concerns and queries I had. So simple and easy, will definitely use the service again."

Pros

  • No transfer fees or hidden charges
  • Over 430,000 active clients & 25+ offices worldwide
  • £10bn transferred annually
  • Award-winning money transfer services
  • You can transfer over the phone, online, or via their app

Cons

  • Online transfer limit of £50,000 (or currency equivalent)
  • Works best for large transfers (£2000+) 

"Excellent professional and speedy service. I recommend it highly and would use again."

Pros

  • Excellent exchange rates with no transfer fees
  • Transfer 24/7 online, by phone or through the app
  • No transfer limit over the phone
  • Multiple award-winning money transfer services (2016-2022)
  • Specializes in larger trades (£2000+)

Cons

  • Transfer limit of £25,000 online or on the app
  • Less competitive on lower value trades (below £2000)

"Fast and efficient service, I have full confidence in WorldRemit and make the transfer of funds so easy."

Pros

  • Low costs incurred in transferring funds
  • Friend referral bonuses available to clients
  • Fully licensed and regulated by the FCA of the UK
  • Flexible Payment Options: credit/debit cards, bank transfer and others
  • Customer service available 24/7 in 6 different languages

Cons

  • Not all countries are covered by WorldRemit services
  • Transfer limit: max of $9k in 24 hours and $5k per transaction

How to Compare Money Transfer Services

Top10MoneyTransfer recommends checking the following features when comparing online money transfer companies so you can find the best provider for your international transfer.

Safety

Check your chosen money transfer provider is regulated by a government authority, to ensure your money is safe & protected when transferred. The main regulators include:

– FCA (Financial Conduct Authority), UK

– ASIC (Australian Securities and Investments Commission)

– FinCEN (Financial Crimes Enforcement Network), USA

Fees & Rates

Some money transfer services charge a fixed transaction fee, others take a percentage of the transfer sum, while some services waive the transfer fee completely. The conversion rate is another money-maker for many services and as such poses yet another crucial pricing component to examine carefully. Consider the above to find the most cost-effective solution for your transfer.

Customer Support

Check the customer support channels available are convenient for you. These generally include email, online chat, phone or online ticketing system. In addition, some money transfer services provide a personal account manager to assist with special transactions and important tasks. Try checking this beforehand, to avoid stress when you need help.

Sending & Receiving Options

It’s important to confirm the sending options offered by your preferred money transfer provider are convenient for you. You should also ensure that your recipient is able to easily collect the money sent. Common sending options include bank transfer or credit card. Common receiving options include bank transfer and cash pickup.

Transfer Amounts

Another important element to consider is the amount of money you wish to transfer. Some services offer better features and benefits for large transfer amounts or business transfers, while others better handle small transfer amounts or cash transfers. Use our comparison table to determine which provider best suits your money transfer needs.