XE vs Western Union

Compare by Features, Pricing, Transfer Speed, and Customer Support

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Speed

5
3.5

Fees

4.5
3.0

Service

4.0
3.6

Trust

4.5
4.5

Online Onboarding

5
4
Best for
Best for
Sending money to loved ones abroad, paying bills & Businesses
  • Low-cost transfers for studying abroad
  • Low-cost transfers for studying abroad
  • Low-cost transfers for studying abroad
Sending money to friends & family
Key Features
Key Features
  • Money transfer tracking, from confirmation to arrival
  • Set rate alerts for your chosen currency pairs
  • Dedicated team for sending above $50,000 a year
  • Business features: Forward contracts, account managers, mass payments
  • Low-cost transfers for studying abroad
  • Low-cost transfers for studying abroad
  • Low-cost transfers for studying abroad
  • A convenient service for sending money directly to a US bank account
  • Cash pickup at more than 61,000 agent locations
  • Handy for paying family, friends & bills
  • Low fees of $5 for transfers below $50
Exchange Rate
Exchange Rate
Uses live mid-market rates
  • Low-cost transfers for studying abroad
  • Low-cost transfers for studying abroad
  • Low-cost transfers for studying abroad
3%- 6% above the mid-market
Transfer Fees
Transfer Fees
No fees
  • Low-cost transfers for studying abroad
  • Low-cost transfers for studying abroad
  • Low-cost transfers for studying abroad
$5 - $10 fee on average
Transfer Speed
Transfer Speed
0 - 2 Days
  • Low-cost transfers for studying abroad
  • Low-cost transfers for studying abroad
  • Low-cost transfers for studying abroad
0 - 5 Days
Security & Safety
Security & Safety
Enterprise-grade security
  • Low-cost transfers for studying abroad
  • Low-cost transfers for studying abroad
  • Low-cost transfers for studying abroad
Information stored in a secure data center
Customer Support
Customer Support
TrustPilot Rating
TrustPilot Rating
4.1 out of 5 | Great
3.9 out of 5 | Great
TRANSFER METHODS
Transfer amount (min/max)
Countries & Currencies
REGULATION
Final Score
Final Score
Winner!
97
86