Xoom vs WorldRemit

Is WorldRemit better than Xoom?

Both Remitly and WorldRemit work in the same remittance territory and both fit just fine for small and medium personal transfers. WorldRemit, is a much younger and smaller player, so naturally has fewer agent locations, but its modern approach and technology enable it to offer an impressive multitude of transfer methods and receiving options at a much more competitive price, so in those places you have a choice between the two, we would recommend exploring WorldRemit closer, as you will most likely get a better offer with more options and cheaper than Xoom.

Established
Established
2010
2001
TrustPilot Rating
TrustPilot Rating
Office Locations
Office Locations
UK, EU, USA, India, South Africa
USA, GT
REGULATION
ASIC (Australia)
ASIC (Australia)
FCA (UK)
FCA (UK)
FicCEN
FicCEN
SAFETY
Two-factor payment authentication
Two-factor payment authentication
Information stored in a secure data center
Information stored in a secure data center
Biometric systems
Biometric systems
Segregated customer accounts
Segregated customer accounts
FEES & CHARGES
Transaction Fee
Transaction Fee
$3 - $4 fee for most countries
Medium fees $4 - $7 on average (for most countries)
Exchange Rate
Exchange Rate
Mid-market
Mid-market
Other Fees
Other Fees
-
-
Minimum Transfer Amount
Minimum Transfer Amount
€/£/$1
$10/£8/€9
Final amount quote upfront
Final amount quote upfront
SENDING & RECEIVING OPTIONS
Scheduled & Recurring Payments
Scheduled & Recurring Payments
Delivery Speed
Delivery Speed
0 - 3 Days
1 - 3 Days
Countries
Countries
150
131
Currencies
Currencies
115
30+
CUSTOMER SUPPORT
Phone Assistance
Phone Assistance
Email
Email
24/7
24/7
TRANSFER METHODS
Bank Transfer
Bank Transfer
Credit/Debit Card
Credit/Debit Card
Cash
Cash
Cheque
Cheque
Other
Other
Android Pay, Apple Pay, Sofort
PayPayl account
Delivery Methods
Cash pickup
Cash pickup
Bank transfer
Bank transfer
Mobile money
Mobile money
Airtime top-up
Airtime top-up
Door-to-door delivery
Door-to-door delivery
Vietnam only
Vietnam only
Prepaid card
Prepaid card
ONBOARDING SIMPLICITY
Onboarding Time
Onboarding Time
Within minutes
Within minutes
eKYC
eKYC
Ease of Use
Ease of Use
Easy
Easy
UNIQUE FEATURES
Home delivery
Home delivery
Mobile money (phone account)
Mobile money (phone account)
Mobile airtime top-ups
Mobile airtime top-ups
The first transfer fee-free
The first transfer fee-free
MOBILE TRANSFERS
Full Featured App
Full Featured App
App UX
App UX
Mobile Adaptive Website
Mobile Adaptive Website

WorldRemit is a respected international money transfer company. As its name suggests, the company is focused on global remittances. This online money transfer company offers services to senders across 50 countries, with 140+ receiving destinations in the Americas, Australia, Asia, Africa, and continental Europe. The ‘raison d’être’ of this company is to facilitate international money transfers between friends, family, and acquaintances in foreign countries. All of this can be accomplished by simply using a PC, Mac, iOS or Android device.

Xoom, a PayPal Service is an electronic funds transfer or remittance provider that allows consumers to send money, pay bills and reload mobile phones from the United States and Canada to 131 countries. The company was founded in 2001, is based in San Francisco, CA, and has an office in Guatemala City, Guatemala. 

With WorldRemit, send money FAST

90% of all transactions are completed in just minutes!

 

With WorldRemit, send money FAST

90% of all transactions are completed in just minutes!