Top10MoneyTransfer is a free online resource created to help users find the information they need to make confident decisions. We invest significant time and effort into researching and presenting content in a clear and accessible way.
That said, the information on this site should not be seen as a personal recommendation. Our content is subjective and reflects our own editorial choices, which means it may sometimes be incomplete or contain inaccuracies. We encourage you to double-check details - and we always welcome your feedback.
We’re able to keep this resource free thanks to referral fees we receive from the companies featured. Because of this, reviews, rankings, and product information should be viewed as advertising content. That said, we work hard to keep the information accurate and useful so you can make confident decisions. You can find more information here.
Top 10 Money Transfer Services - Australia
All listed services are safe & regulated 
Get bank beating rates on your transfer
Available on:
Send money to:
1
No fees on transfers over £/$/€250
Bank beating exchange rates
Bank beating exchange rates
2
P2P exchanges for 20+ currencies
Multilingual support by phone / email
Multilingual support by phone / email
3
Multi-currency support for transfers worldwide
Transparent pricing with no hidden costs
Transparent pricing with no hidden costs
Advertiser Disclosure
Top10MoneyTransfer is a free online resource created to help users find the information they need to make confident decisions. We invest significant time and effort into researching and presenting content in a clear and accessible way.
That said, the information on this site should not be seen as a personal recommendation. Our content is subjective and reflects our own editorial choices, which means it may sometimes be incomplete or contain inaccuracies. We encourage you to double-check details - and we always welcome your feedback.
We’re able to keep this resource free thanks to referral fees we receive from the companies featured. Because of this, reviews, rankings, and product information should be viewed as advertising content. That said, we work hard to keep the information accurate and useful so you can make confident decisions. You can find more information here.
That said, the information on this site should not be seen as a personal recommendation. Our content is subjective and reflects our own editorial choices, which means it may sometimes be incomplete or contain inaccuracies. We encourage you to double-check details - and we always welcome your feedback.
We’re able to keep this resource free thanks to referral fees we receive from the companies featured. Because of this, reviews, rankings, and product information should be viewed as advertising content. That said, we work hard to keep the information accurate and useful so you can make confident decisions. You can find more information here.
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Service
|
Features
|
Score
|
Transfer Money Now
|
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|---|---|---|---|---|---|---|---|
|
1
|
No fees on transfers over £/$/€250
Transfer speed: 1-2 hours
Bank beating exchange rates
International transfers to 130+ countries |
EUR
 GBP
Low
EUR
USD
Low
EUR
AUD
Low
|
FCA, FinCen, ASIC
|
||||
|
Time to Open Account
Up to 2 minutes
Sending Options
Bank account
Debit or credit card Wire transfer Receiving Options
Bank account (up to 4 days)
Required Documents
ID, proof of address
Money Transfer
Tracking
Live
Rates
Advanced
Currency Solutions
|
|||||||
|
2
|
P2P exchanges for 20+ currencies
Multilingual support by phone / email |
AUD
GBP
Low
AUD
EUR
Low
AUD
USD
Low
|
ASIC, CBI
|
||||
|
Time to Open Account
A few minutes
Sending Options
Bank transfer
Mobile app Debit card Receiving Options
Bank account only
Required Documents
ID: Passport/driver’s licence
Proof of address (eKYC) Xero integration
(business)
Phone
support
Payment
tracking
|
|||||||
|
3
|
No transfer fees & best-rate guarantee
Multi-currency support for global transfers |
AUD
GBP
Low
GBP
AUD
Low
|
FCA, ASIC, MAS
|
||||
|
Time to Open Account
Up to 3 minutes
Sending Options
Debit card
Bank transfer Receiving Options
Bank account
Required Documents
Photo ID
Proof of address Local branch,
based at Gold Coast
Phone
Support
24/7 Online
transfers
|
|||||||
|
4
|
Optimised for high-value overseas transfers
Dedicated account manager for large transfers |
GBP
AUD
Low
|
ASIC, AUSTRAC
|
||||
|
Time to Open Account
Up to 3 minutes
Sending Options
Bank transfer
Receiving Options
Bank transfer
Required Documents
ID, proof of address
Recurring
transfers
Phone
support
24/7
processing
|
|||||||
|
5
|
Send money to over 130 countries
Instant cash pickup and mobile top-ups |
EUR
PHP
Med
|
FCA
|
||||
|
Time to Open Account
A few minutes
Sending Options
Bank account
Mobile app Receiving Options
Cash pickup
Bank transfer Mobile money Airtime top up Door-to-door Required Documents
ID documentation
Proof of address Mobile/app
transfers
Social media
support
SMS/email
notification
|
|||||||
|
6
|
Instant card-to-card transfers
Send money to 100+ countries |
EUR
 PLN
Med
|
FCA
|
||||
|
Time to Open Account
A few minutes
Sending Options
Credit/Debit card
Bank account Receiving Options
Credit/Debit card
Bank account Required Documents
Passport/ID/Driver’s Licence, Proof of address
Mobile/App
Transfers
24/7 Customer
Support
Instant
Delivery
|
|||||||
|
7
|
Global support team available 24/7
No maximum limits on transfers |
EUR
AUD
Med
|
FCA, ASIC
|
||||
|
Time to Open Account
Up to 5 min
Sending options
Bank Account
Wire Transfer Debit Card Receiving Options
Bank Account
Required Documents
ID Card, Proof of Address
Additional requirements for Businesses Bank-beating
rates
Secure
platform
No hidden
fees
|
|||||||
|
8
|
Holds more than 50 currencies
Cost-effective for small transfers |
EUR
PKR
High
|
FCA
|
||||
|
Time to Open Account
A few minutes
Sending Options
Bank account
Credit/debit card PISP SWIFT Google Pay / Apple Pay Receiving Options
Bank account
Required Documents
ID documentation
Proof of address Travel money
Mobile/app
transfers
Multi-currency
card
|
|||||||
|
9
|
1st Transfer Bonus
Transfer speed: usually instant or same day |
AUD
INR
High
|
ASIC (AU)
|
||||
|
Time to Open Account
A few minutes
Sending Options
Debit/Credit Card
Wire Transfer Bank Account Mobile App Receiving Options
Debit/Credit Card
Wire Transfer Cash pickup Bank transfer Mobile money Required Documents
ID Proof, Proof of Address
Money Transfer
Tracking
SMS/email
Notification
Bonuses &
Rewards
|
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How to Compare Money Transfer Services
Top10MoneyTransfer recommends checking the following features when comparing online money transfer companies so you can find the best provider for your international transfer.
Safety
Check your chosen money transfer provider is regulated by a government authority, to ensure your money is safe & protected when transferred. The main regulators include:
– FCA (Financial Conduct Authority), UK
– ASIC (Australian Securities and Investments Commission)
– FinCEN (Financial Crimes Enforcement Network), USA
Fees & Rates
Some money transfer services charge a fixed transaction fee, others take a percentage of the transfer sum, while some services waive the transfer fee completely. The conversion rate is another money-maker for many services and as such poses yet another crucial pricing component to examine carefully. Consider the above to find the most cost-effective solution for your transfer.
Customer Support
Check the customer support channels available are convenient for you. These generally include email, online chat, phone or online ticketing system. In addition, some money transfer services provide a personal account manager to assist with special transactions and important tasks. Try checking this beforehand, to avoid stress when you need help.
Sending & Receiving Options
It’s important to confirm the sending options offered by your preferred money transfer provider are convenient for you. You should also ensure that your recipient is able to easily collect the money sent. Common sending options include bank transfer or credit card. Common receiving options include bank transfer and cash pickup.
Transfer Amounts
Another important element to consider is the amount of money you wish to transfer. Some services offer better features and benefits for large transfer amounts or business transfers, while others better handle small transfer amounts or cash transfers. Use our comparison table to determine which provider best suits your money transfer needs.