Top 10 Money Transfer Services in Europe

All listed services are safe & regulated
Get bank beating rates on your transfer
Fast mobile transfers
Available on:
1
Transfer Fees: Low
2
Transfer Fees: Low
3
Transfer Fees: Low
4
Transfer Fees: Low
5
Transfer Fees: Med
6
Transfer Fees: Med
Service
Features
Charges
Score
Regulation
Transfer Money Now
1
2 free transfers for new users
€0.99 flat fee for future transfers
Immediate Cash Pickups & e-wallet transfers
EUR
-
NGN
Low
EUR
-
INR
Low
EUR
-
PHP
Low
FCA
Time to Open Account
A few minutes
Sending Options
Credit/debit card
Bank transfer
Receiving Options
Cash pickup
Bank transfer
Digital wallet
Required Documents
ID
Mobile app
transfer
Support via
social media
24/7
Processing
9 Reviews | Average
2
300,000 cash pick-up locations
Good for sending money home
Easy to use app
GBP
-
EUR
Low
GBP
-
AUD
Low
FCA
Time to Open Account
A few minutes
Sending Options
Bank Account
Mobile App
Receiving Options
Cash pickup
Bank transfer
Mobile money
Required Documents
ID Documentation, Proof of Address
Mobile
Transfer
Payment
Tracking
Cash Pick-Up
32,770 Reviews | Excellent
3
No fees on transfers over €250
Transfer speed: 1-2 hours
GBP
-
USD
Med
GBP
-
EUR
Med
FCA, FinCen, ASIC
Time to Open Account
A few minutes
Sending Options
Credit Card
Debit Card
Bank Account
Receiving Options
Bank Account
Required Documents
ID, Proof of Address
Mobile
Transfer
Phone
Support
Advanced
Currency Solutions
33,673 Reviews | Excellent
4
No minimum transfer amount
Same day express transfers
USD
-
MXN
Med
FCA
Time to Open Account
A few minutes
Sending Options
Credit/Debit Card
Bank Account
Receiving Options
Bank Deposit
Cash Pickup
Mobile Money
Home Delivery
Required Documents
Bank statements, ID Documentation
Mobile
Transfer
Phone
Support
Two-Factor
Authentication
21,377 Reviews |
5
1st Transfer Bonus
Zero-Margin FX Rates
GBP
-
EUR
Med
ASIC (AU)
6
Option of 30 minutes delivery
High security standards
EUR
-
GBP
High
82 Review
FCA

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Top10moneytransfer.com is an independent professional comparison site that provides users with free and valuable information on leading money transfer services. Top10moneytransfer.com is supported by referral fees from listed companies. We do not provide a listing of each and every company in the market. We do not guarantee 100% accuracy of the information. The information which appears on this site is subject to change at any time. We aim to help users make an informed choice that best suits their particular needs.

Latest Reviews

"I recommend rewire to everyone, money transfer is so fast sometime s it takes only 2 hours . very comfortable and im not having any problem . one thing i like the most is that i can use they mastercard to do payments"

Pros

  • Rapid transfers on money transfers
  • Discounted transfer for first time users 
  • Powerful mobile apps for sending and receiving money 
  • Fully licensed financial services provider for EU customers
  • Cost effective with commissions capped at 1% of the transfer amount

Cons

  • Limited countries supported
  • Limited support on Fridays and Saturdays
  • No 2-FA options for multi-factor authentication

"I used Azimo for first time, and I'm really impressed due the fast and efficient service."

Pros

  • FCA regulated
  • Friend referral bonus
  • Competitive rates and low fees
  • Service to dozens of countries around the world
  • User-friendly interface and customer-centric focus
  • The company donates 10% of its annual profits to charitable organizations

Cons

  • Limited coverage
  • Customer service options are limited
  • Doesn’t work for US residents

"After many hours of researching my best options for funding my daughter's overseas tuition, I went with XE.com and I am very satisfied with the cost being minimal and the process expedient."

Pros

  • Fully regulated by the FCA, FinCen, ASIC, and FMA.
  • $0 fees per transaction with highly competitive “mid-market” exchange rates
  • Free accounts (personal & business)
  • 170+ countries and 60+ currencies available
  • Instant and professional customer support 24/7

Cons

  • Cheques and cash payments are not accepted
  • Maximum transfer amount of $500,000

How to Compare Money Transfer Services

Top10MoneyTransfer recommends checking the following features when comparing online money transfer companies so you can find the best provider for your international transfer.

Safety

Check your chosen money transfer provider is regulated by a government authority, to ensure your money is safe & protected when transferred. The main regulators include:

– FCA (Financial Conduct Authority), UK

– ASIC (Australian Securities and Investments Commission)

– FinCEN (Financial Crimes Enforcement Network), USA

Fees & Rates

Some money transfer services charge a fixed transaction fee, others take a percentage of the transfer sum, while some services waive the transfer fee completely. The conversion rate is another money-maker for many services and as such poses yet another crucial pricing component to examine carefully. Consider the above to find the most cost-effective solution for your transfer.

Customer Support

Check the customer support channels available are convenient for you. These generally include email, online chat, phone or online ticketing system. In addition, some money transfer services provide a personal account manager to assist with special transactions and important tasks. Try checking this beforehand, to avoid stress when you need help.

Sending & Receiving Options

It’s important to confirm the sending options offered by your preferred money transfer provider are convenient for you. You should also ensure that your recipient is able to easily collect the money sent. Common sending options include bank transfer or credit card. Common receiving options include bank transfer and cash pickup.

Transfer Amounts

Another important element to consider is the amount of money you wish to transfer. Some services offer better features and benefits for large transfer amounts or business transfers, while others better handle small transfer amounts or cash transfers. Use our comparison table to determine which provider best suits your money transfer needs.