Top Travel Money Services - UK

All listed services are safe & regulated
Competitive rates on all major currencies
Spend confidently & easily on your trip
Available on:
Advertiser Disclosure

Advertiser Disclosure

Top10MoneyTransfer is a free online resource created to help users find the information they need to make confident decisions. We invest significant time and effort into researching and presenting content in a clear and accessible way.

That said, the information on this site should not be seen as a personal recommendation. Our content is subjective and reflects our own editorial choices, which means it may sometimes be incomplete or contain inaccuracies. We encourage you to double-check details - and we always welcome your feedback.

We’re able to keep this resource free thanks to referral fees we receive from the companies featured. Because of this, reviews, rankings, and product information should be viewed as advertising content. That said, we work hard to keep the information accurate and useful so you can make confident decisions. You can find more information here.
Multi-currency account
1
Transfer Fees: Low
Score
9.8
Visit Site
Hold and send money in over 30 currencies
Easily sign up by phone and install the app
i
GBP
RON
Low Charges
GBP
EUR
Low Charges
More Info +
2
Transfer Fees: Low
Score
9.5
Visit Site
Currencies can be both bought and sold
Offers multiple payment options for buying currency
i
GBP
TRY
Low Charges
GBP
EUR
Low Charges
More Info +
3
Transfer Fees: Low
Score
9.2
Visit Site
Cash collection from 3,600 locations
Better rates over $2,000 AUD
i
GBP
EUR
Med Charges
More Info +
4
Transfer Fees: Low
Score
8.8
Visit Site
Foreign exchange service, no travel card
i
GBP
AUD
Med Charges
More Info +
Advertiser Disclosure

Advertiser Disclosure

Top10MoneyTransfer is a free online resource created to help users find the information they need to make confident decisions. We invest significant time and effort into researching and presenting content in a clear and accessible way.

That said, the information on this site should not be seen as a personal recommendation. Our content is subjective and reflects our own editorial choices, which means it may sometimes be incomplete or contain inaccuracies. We encourage you to double-check details - and we always welcome your feedback.

We’re able to keep this resource free thanks to referral fees we receive from the companies featured. Because of this, reviews, rankings, and product information should be viewed as advertising content. That said, we work hard to keep the information accurate and useful so you can make confident decisions. You can find more information here.
Service
Features
Currency Pairs
Score
Regulation
Transfer Money Now
Multi-currency account
1
Hold and send money in over 30 currencies
Exclusive exchange rate discounts
Easily sign up by phone and install the app
Tap and pay with Apple Pay or Google Pay
More Information + Less Information -
GBP
RON
Low
GBP
EUR
Low
GBP
PLN
Low
9.8 Review
FCA
VISIT SITE
Time to open account
A few minutes
Types Of Travel Money
Debit cards
Prepaid travel cards
Foreign currency exchange
Sending options
Internal transfer to another Revolut user,
Credit/debit card,
Bank transfer
Receiving Options
Revolut account,
Another bank account
Required Documents
ID, Proof of Address
Earn 10%
Cashback
Spend
Notifications
Bill splitting
& Exchange rates
114,160 Reviews | Excellent
Revolut Review
VISIT SITE
2
Offers multiple payment options for buying currency
Currencies can be both bought and sold
Rated ‘Excellent’ on Trustpilot
More Information + Less Information -
GBP
TRY
Low
GBP
EUR
Low
GBP
DOP
9.5 Review
FCA (By Vyne)
VISIT SITE
Time to Open Account
A few minutes
Types Of Travel Money
Foreign currency exchange (cash delivery)
Required Documents
Proof of address
Sell 60+
currencies
Cash
delivery
Royal Mail
Special Delivery
14,438 Reviews | Excellent
TravelFX Review
www.travelfx.co.uk
3
Cash collection from 3,600 locations
24-hour Card Services team with a freephone number
More Information + Less Information -
GBP
EUR
Med
9.2 Review
ASIC
VISIT SITE
Time to Open Account
A few min
Types Of Travel Money
Prepaid travel card: Load card using TopUp,
Foreign currency exchange (cash)
Required Documents
ID Documentation
Mastercard
contactless
No signature
or PIN is
required
Free
Replacement
Card
41018 Reviews | Average
Travelex Review
www.travelex.co.uk
4
Foreign exchange service, no travel card
Cash collection from over 190 locations, plus home delivery
More Information + Less Information -
GBP
AUD
Med
8.8 Review
VISIT SITE
Time to Open Account
A few minutes
Types Of Travel Money
Foreign currency exchange (cash delivery/pickup)
Required Documents
Proof of address
Cash pickup
From 190+
Locations
Buy & Sell
Currencies
Royal Mail
Special Delivery
513 Reviews | Bad
ABTA Review
www.abta.com

Customer Experiences

“A strong option for travellers. Revolut lets you hold multiple wallets in different currencies, making it easy to move money while abroad. You can also use Vaults to set aside money for savings or specific expenses.”

Pros

  • Instant payment notifications and daily spending reminders
  • Earn cashback straight into your account every time you spend (up to 30% cashback)
  • Add your Revolut card to Apple Pay or Google Pay
  • Great exchange rates on weekdays (1% markup applies at weekends)
  • Virtual disposable cards for safer online shopping

Cons

  • Cash deposits are not available
  • Standard plan users can withdraw up to €200 or make up to 5 cash machine withdrawals per month (whichever comes first)
VISIT SITE

"A simple and quick experience. As written on the tin, the money was delivered to me in a timely fashion, with a very competitive exchange rate. It would be nice if it was possible to request certain notes/coins".

Pros

  • Sell more than 60 currencies
  • Secure delivery to your door via Royal Mail Special Delivery (next day available)
  • Competitive exchange rates with no commission charges
  • Multiple payment options: pay by bank transfer, debit card, or credit card
  • Ability to order more than one currency at a time

Cons

  • Only buy and sell currencies available — no travel card option
  • Orders under £700 incur a £5.00 handling fee
  • Minimum order value of £300
VISIT SITE

"Wanted to order two different currencies but had to do two separate orders as there is no option to make a multiple order on the website".

Pros

  • More than 40 currencies available to buy online (foreign cash)
  • Currency can be bought online and delivered to your home, or collected from a Travelex store
  • Free ATM withdrawals in the UK and abroad
  • Free home delivery on all orders of £600 or more
  • Prepaid card can be topped up with any of the 15 available currencies

Cons

  • Home delivery orders for Travel Money or the Travelex Money Card must be at least £100, with a daily maximum of £2,500 per person
  • A maximum of £5,000 (across all currencies) can be held on a Travelex Money Card at any one time
VISIT SITE

What is Travel Money?

During a holiday, business trip or any other trip, it is necessary to choose the best way to spend money freely and easily on your travel. There are various ways to handle your foreign transactions: Credit cards, Debit cards, Prepaid cards and foreign currency – cash.

Each of those comes with different features and benefits that will help you in your travel. To make sure you choose the most suitable option for your trip, you’ll want to compare between the featured brands above.

 

Exchange rate

Some use the ‘interbank rate’ and others use Mastercard or Visa’s exchange rates. Sometimes, a provider may pick one of the rates and then apply a percentage on top, usually between 1% and 3%.

ATM withdrawal abroad

Cash machine withdrawals may incur a cash advance fee if you use a card with no foreign transaction fees. There are, however, no withdrawal fees between £200 and £500 charged by most providers.

Foreign transactions

Foreign transaction fees are charges that appear on your statement when you make a purchase that either crosses a foreign country or is done in a foreign currency. There are some companies that charge no fees for foreign transactions. A typical fee ranges between 1% and 3%.

Multi-currency account

If you want to visit multiple destinations, you can load several currencies onto a single card. You could have different amounts of money stored on the same card. You can lock rates in by converting when you load the cash or store some money in pounds.

Security

When you use your card at a cash machine or in a shop, you’ll get the same level of protection as if you used your bank’s card.

Worldwide use

Usually, MasterCard and Visa cards can be used in millions of places around the world and online. You can use your card at most ATMs in other countries, as well as with most retailers that accept card payments.