Top Money Transfer Services - UK

All listed services are safe & regulated
Get bank beating rates on your transfer
Fast mobile transfers
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Advertiser Disclosure

Top10moneytransfer.com is an independent professional comparison site that provides users with free and valuable information on leading money transfer services. Top10moneytransfer.com is supported by referral fees from listed companies. We do not provide a listing of each and every company in the market. We do not guarantee 100% accuracy of the information. The information which appears on this site is subject to change at any time. We aim to help users make an informed choice that best suits their particular needs.
Our top choice
1
Transfer Fees: Low
Score
9.8
Special rates for sending large transfers
Dedicated team for sending over £40K a year
i
GBP
EUR
Low Charges
GBP
USD
Low Charges
2
Transfer Fees: Low
Score
9.5
Batch Payments in Multiple Currencies
Dedicated account manager for each transfer above £2K
i
GBP
EUR
Low Charges
GBP
USD
Low Charges
3
Transfer Fees: Low
Score
9.2
Same-day transfers if initiated before 11am
No transfer fees, pay in 120+ currencies
i
GBP
USD
Low Charges
GBP
AUD
Low Charges
4
Transfer Fees: Low
Score
8.8
Forward contracts for up to 24 months
i
GBP
CHF
Low Charges
GBP
NZD
Low Charges
5
Transfer Fees: Low
Score
8.4
Specializes in GBP-AUD transfers
i
GBP
AUD
Low Charges
6
Transfer Fees: Med
Score
8.2
A global expert team available 24/7
i
GBP
AUD
Med Charges

Advertiser Disclosure

Top10moneytransfer.com is an independent professional comparison site that provides users with free and valuable information on leading money transfer services. Top10moneytransfer.com is supported by referral fees from listed companies. We do not provide a listing of each and every company in the market. We do not guarantee 100% accuracy of the information. The information which appears on this site is subject to change at any time. We aim to help users make an informed choice that best suits their particular needs.
Service
Features
Charges
Score
Regulation
Transfer Money Now
Our top choice
1
Special rates for sending large transfers
Dedicated team for sending over £40K a year
Over 52K 'Excellent' 5-star TrustPilot ratings
Strong, enterprise-grade security measures
GBP
EUR
Low
GBP
USD
Low
GBP
AUD
Low
FCA, FinCEN, ASIC
Time to Open Account
Up to 2 min
Sending Options
Bank Account
Debit or Credit Card
Wire Transfer
Receiving Options
Bank Account (up to 4 days)
Required Documents
ID, Proof of Address
Live
Rates
24/7 Expert
Support
Forward Orders &
Regular Payments
62,097 Reviews | Excellent
2
Batch Payments in Multiple Currencies
Dedicated account manager for each £2K+ transfer
High credit rating (Dun & Bradstreet)
GBP
EUR
Low
GBP
USD
Low
GBP
CAD
Low
FCA, FinCen, FSCA
Time to Open Account
Up to 2 min
Sending Options
Debit Card
Bank Account
Receiving Options
Bank Account
Required Documents
ID, Proof of Address
Spot Contracts
& Forward Contracts
Rate
Alerts
5 Star
Trustpilot
3
Same-day transfers if initiated before 11am
No transfer fees, pay in 120+ currencies
GBP
USD
Low
GBP
AUD
Low
FCA
Time to Open Account
A few minutes
Sending Options
Mobile App
Bank Account
Receiving Options
Bank Account
Required Documents
ID, Proof of Address
Award-winning
customer
service
No transfer
fees
Manage
payments
in-app
6273 Reviews | Excellent
4
Personal currency expert at every step
Forward contracts for up to 24 months
GBP
CHF
Low
GBP
NZD
Low
FCA, ASIC, MAS
Time to Open Account
Up to 3 min
Sending Options
Debit Card
Bank Account
Receiving Options
Bank Account
Required Documents
ID, Proof of Address
Spot Contracts
& Forward Contracts
Phone
Support
Limit
Orders
6,252 Reviews | Excellet
5
Specializes in GBP-AUD transfers
Dedicated account manager
GBP
AUD
Low
ASIC, AUSTRAC
Time to Open Account
Up to 3 min
Sending Options
Bank transfer
Receiving Options
Bank transfer
Required Documents
ID, Proof of Address
Recurring
Transfers
Phone
Support
24/7
Processing
270 Reviews | Excellent
6
Pay & get paid with a global account
Transfer Money in 55+ Currencies
GBP
AUD
Med
FCA, ASIC
Time to Open Account
Up to 3 min
Sending options
Wire Transfer
Debit Card
Receiving Options
Bank Account
Required Documents
ID Card, Proof of Address
Local Account
Solutions
Mobile
Transfers
Locked-in
Exchange Rates
4,801 Reviews | Excellent

Latest Reviews

"After many hours of researching my best options for funding my daughter's overseas tuition, I went with XE.com and I am very satisfied with the cost being minimal and the process expedient."

Pros

  • UK-based customer support team of currency experts, available 24/7
  • No maximum transfer limit when paying via phone
  • More than 50,000 5-star ‘Excellent’ Ratings on Trustpilot
  • FX risk management across 139 currencies and over 200 countries
  • Custom rate alerts & market orders (when the send rate reaches your selected mid-market rate)

Cons

  • Maximum online transfer amount of GBP 350,000 (or currency equivalent)
  • Cheques and cash payments are not accepted

"Great service from Jeanette, she was really helpful in guiding me through the process and allaying any concerns and queries I had. So simple and easy, will definitely use the service again."

Pros

  • No transfer fees or hidden charges
  • Over 430,000 active clients & 25+ offices worldwide
  • £10bn transferred annually
  • Award-winning money transfer services
  • You can transfer over the phone, online, or via their app

Cons

  • Online transfer limit of £50,000 (or currency equivalent)
  • Works best for large transfers (£2000+) 

Pros

  • Established in 1979 and now trade over £70bn annually
  • Personal bespoke service
  • Competitive exchange rates and no transfer fees
  • Unique repatriation scheme to assist british clients selling property in Spain
  • Extensive product suite from same-day transfers to regular payment plans, from forwards to regulated Options

Cons

  • No cash or cheques accepted
  • No travel money
  • Bank to Bank transfers only

How to Compare Money Transfer Services

Top10MoneyTransfer recommends checking the following features when comparing online money transfer companies so you can find the best provider for your international transfer.

Safety

Check your chosen money transfer provider is regulated by a government authority, to ensure your money is safe & protected when transferred. The main regulators include:

– FCA (Financial Conduct Authority), UK

– ASIC (Australian Securities and Investments Commission)

– FinCEN (Financial Crimes Enforcement Network), USA

Fees & Rates

Some money transfer services charge a fixed transaction fee, others take a percentage of the transfer sum, while some services waive the transfer fee completely. The conversion rate is another money-maker for many services and as such poses yet another crucial pricing component to examine carefully. Consider the above to find the most cost-effective solution for your transfer.

Customer Support

Check the customer support channels available are convenient for you. These generally include email, online chat, phone or online ticketing system. In addition, some money transfer services provide a personal account manager to assist with special transactions and important tasks. Try checking this beforehand, to avoid stress when you need help.

Sending & Receiving Options

It’s important to confirm the sending options offered by your preferred money transfer provider are convenient for you. You should also ensure that your recipient is able to easily collect the money sent. Common sending options include bank transfer or credit card. Common receiving options include bank transfer and cash pickup.

Transfer Amounts

Another important element to consider is the amount of money you wish to transfer. Some services offer better features and benefits for large transfer amounts or business transfers, while others better handle small transfer amounts or cash transfers. Use our comparison table to determine which provider best suits your money transfer needs.

Transfers from the UK

Safety

The FCA, the main regulatory financial authority in the UK, is responsible for monitoring activities of UK based financial services. It is highly recommended to use the services of a company registered and licensed by the FCA when making a money transfer from the UK.

Ease of Onboarding

Most top-rated UK based money transfer services offer a completely digital account opening and user-authorization process. Any required proof of ID documents can be supplied digitally, eliminating waiting times. With this option, new customers are able to complete the onboarding process online, in just a few minutes.

Fees and Rates

Most top-rated UK based money transfer services offer a completely digital account opening and user-authorization process. Any required proof of ID documents can be supplied digitally, eliminating waiting times. With this option, new customers are able to complete the onboarding process online, in just a few minutes.

Top 3 Currency Corridors (UK)

The providers listed in our comparison offer transfers to a wide range of corridors, allowing you to send money to a large list of countries around the world. The most popular corridors from the UK are:

-GBP/EUR

-GBP/USD

-GBP/AUD