AU: XE vs. Wise

Compare by Features, Pricing, Transfer Speed, and Customer Support

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Fees

4
4

Speed

5
5

Support

4
2

Trust

5
4

Onboarding

5
4
Best for
Best for
Property purchase, paying bills & Businesses
  • Low-cost transfers for studying abroad
  • Low-cost transfers for studying abroad
  • Low-cost transfers for studying abroad
Small transfers & sending money home
Key Features
Key Features
  • Dedicated team for sending above AU$50,000 a year
  • Money transfer tracking, from confirmation to arrival
  • Set rate alerts for your chosen currency pairs
  • Business features: Forward contracts, account managers, mass payments
  • Low-cost transfers for studying abroad
  • Low-cost transfers for studying abroad
  • Low-cost transfers for studying abroad
  • A convenient service if you travel overseas
  • Can use Wise travel card on Google wallet
  • Handy for paying family, friends & bills
  • Great App with a number of supported currencies
Exchange Rate
Exchange Rate
Uses live mid-market rates
  • Low-cost transfers for studying abroad
  • Low-cost transfers for studying abroad
  • Low-cost transfers for studying abroad
From 0.41%
Transfer Fees
Transfer Fees
No fees on transfers over AU$250
  • Low-cost transfers for studying abroad
  • Low-cost transfers for studying abroad
  • Low-cost transfers for studying abroad
AU$0.52
Transfer Speed
Transfer Speed
Within 2-4 days
  • Low-cost transfers for studying abroad
  • Low-cost transfers for studying abroad
  • Low-cost transfers for studying abroad
Within 24-48 hours
Security & Safety
Security & Safety
Enterprise-grade security
  • Low-cost transfers for studying abroad
  • Low-cost transfers for studying abroad
  • Low-cost transfers for studying abroad
Safeguard the money in dedicated bank accounts
Customer Support
Customer Support
TrustPilot Rating
TrustPilot Rating
4.2 out of 5 | Great
4.5 out of 5 | Excellent
Transfer Options
Transfer Amount (min/max)
Countries & Currencies
Regulations
Final Score
Final Score
Winner!
97.0
92.0