Both XE and TransferWise offer bank-beating mid-market exchange rates and both are well-regulated, secure and customer-oriented, giving banks a good run for their money. While XE and TransferWise are very similar when compared to each other, XE wins quite notably with higher transfer amounts. It seems the two services are about even for smaller amounts, however the higher amount you transfer — the more XE is taking the lead. XE doesn’t take any fees or commission for the transfers, while TransferWise charges a constant 1% fee, regardless of the amount you send.
That, plus broader currency and countries amount serviced, leave alone belonging to the veteran Euronet Worldwide® corporation, certainly brings XE to the winning place in this comparison.