UK: Currencies Direct vs. Wise

Compare by Features, Pricing, Transfer Speed, and Customer Support

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Fees

5
4

Speed

4
4

Support

5
2

Trust

5
4

Onboarding

4
3
Best for
Best for
High volume transfers & Businesses
  • Low-cost transfers for studying abroad
  • Low-cost transfers for studying abroad
  • Low-cost transfers for studying abroad
Small transfers & sending money home
Key Features
Key Features
  • Best EUR-GBP exchange rates
  • Dedicated FX specialists (for transfers above 2k)
  • Set up rate alerts & buy currency in advance
  • Flexible transfer options for business
  • Low-cost transfers for studying abroad
  • Low-cost transfers for studying abroad
  • Low-cost transfers for studying abroad
  • A convenient service if you travel overseas
  • Can use Wise travel card on Google wallet
  • Handy for paying family, friends & bills
Exchange Rate
Exchange Rate
As close to the interbank rate as possible
  • Low-cost transfers for studying abroad
  • Low-cost transfers for studying abroad
  • Low-cost transfers for studying abroad
From 0.41%
Transfer Fees
Transfer Fees
Fee-free
  • Low-cost transfers for studying abroad
  • Low-cost transfers for studying abroad
  • Low-cost transfers for studying abroad
Fixed fee: Varies from £0.2 to £3+
Transfer Speed
Transfer Speed
Same day
  • Low-cost transfers for studying abroad
  • Low-cost transfers for studying abroad
  • Low-cost transfers for studying abroad
A maximum of 2 working days
Security & Safety
Security & Safety
Has a level 1 credit rating with Dun & Bradstreet (that’s the highest you can get)
  • Low-cost transfers for studying abroad
  • Low-cost transfers for studying abroad
  • Low-cost transfers for studying abroad
Safeguard the money in dedicated bank accounts
Customer Support
Customer Support
Awards
Awards
Winner of "Money transfer provider of the year" (2020)
  • Low-cost transfers for studying abroad
  • Low-cost transfers for studying abroad
  • Low-cost transfers for studying abroad
World Summit Award (2013)
TrustPilot Rating
TrustPilot Rating
4.9 out of 5 | Excellent
4.5 out of 5 | Excellent
Transfer Options
Transfer Amount (min/max)
Countries & Currencies
Regulations
Final Score
Final Score
Winner!
97.0
92.0