Top10MoneyTransfer is a free online resource created to help users find the information they need to make confident decisions. We invest significant time and effort into researching and presenting content in a clear and accessible way.
That said, the information on this site should not be seen as a personal recommendation. Our content is subjective and reflects our own editorial choices, which means it may sometimes be incomplete or contain inaccuracies. We encourage you to double-check details - and we always welcome your feedback.
We’re able to keep this resource free thanks to referral fees we receive from the companies featured. Because of this, reviews, rankings, and product information should be viewed as advertising content. That said, we work hard to keep the information accurate and useful so you can make confident decisions. You can find more information here.
UK: XE vs. Wise playground
Compare by Features, Pricing, Transfer Speed, and Customer Support
Final Score
Final Score
92.0
Winner!
Best for
Best for
Property sale, Inheritance, Relocation, Paying bills & Businesses
Small transfers, Paying bills & Sending money home
Key Features
Key Features
- Dedicated team for sending above £50,000 a year
- Money transfer tracking, from confirmation to arrival
- Set rate alerts for your chosen currency pairs
- Business features: Forward contracts, account managers, mass payments
- A convenient service if you travel overseas
- Can use Wise travel card on Google wallet
- Handy for paying family, friends & bills
- Great App with a number of supported currencies
- The smaller the transfer amount, the cheaper the fees
Exchange Rate
Exchange Rate
Uses live mid-market rates
From 1.2% (Guaranteed rate - Option)
Transfer Fees
Transfer Fees
No fees on transfers over £250
For transfers over £10K, fees starts from £40
Transfer Speed
Transfer Speed
Within 2-4 days
Within 2 working days
Security & Safety
Security & Safety
Enterprise-grade security
Safeguard the money in dedicated bank accounts
Customer Support
Customer Support
TrustPilot Rating
TrustPilot Rating
4.3 out of 5 | Excellent
4.3 out of 5 | Excellent
Final Score
Final Score
Winner!
92.0